Senior Finance Manager

Hi! We're Mercuryo, and we’re on a mission to redefine finance by blending the best of traditional banking with the power of decentralized finance (DeFi). We believe everyone deserves seamless access to Web3 and traditional financial services, so we're building the platform that makes it real: one that simplifies crypto and integrates it into the broader financial ecosystem.

Since launching in 2018, we've grown into a recognized force in the industry, named one of Europe's Fastest-Growing Startups 2025 by Sifted and awarded Best Crypto On-Ramp & Payments Solution 2025 by Cryptonomist. We've partnered with leading brands including Visa, Mastercard, MetaMask, Trust Wallet, Ledger, and Jupiter, powering over 200 products and collaborating directly with major ecosystems like Solana, Consensys, and BNB Chain.

Why Mercuryo?

Industry Impact

Join us in helping world-class Web3 projects onboard millions of new users into the next generation of finance.

Innovative Environment

Collaborate with more than 200 talented professionals from diverse backgrounds — including banking, SaaS, and Web3 — all united in delivering outstanding user experiences.

AI-First Culture

We actively integrate AI across the company, from operations and analytics to marketing and product workflows. It helps teams move faster, improve productivity, and focus on high-impact work - while maintaining human oversight and accountability at every step. We see AI as a core part of how our teams innovate, collaborate, and scale.

Growth and Learning

Our expanding network of 200+ B2B partnerships and a user base of over 7 million means there’s always room to grow your skills, tackle new challenges, and push boundaries.

Flexible Culture

We’re remote-first, celebrating diversity across 30 countries. At Mercuryo, you’ll be empowered to take ownership of your work, spark creativity, and shape how we move forward together.

About the Role:

For our team expansion in Spain, we are looking for a Senior Finance Manager who brings strong analytical capabilities to combine: 

• Oversight and control of local Finance Operations (FinOps) 
• Financial Planning & Analysis (FP&A) 

This role carries a high level of responsibility and visibility. You will ensure operational financial control, liquidity oversight, and governance, while also supporting management with high-quality financial analysis, planning, and strategic insight.
You will supervise a Finance Analyst (Junior) and operate within a centralised, scalable finance function, reporting directly to the Head of Group Finance Operations.

Your Role:

• Oversee daily liquidity across banks, acquirers, exchanges, and wallets, including funding requirements and liquidity forecasting, with full awareness of safeguarding and settlement obligations under applicable payment licences.
  
• Approve and supervise fund transfers between banks, exchanges, and wallets.
• Own month-end financial data integrity, including review and approval of postings across acquirers, banks, exchanges, wallets, and data warehouse.
• Review and approve reconciliations (banks, exchanges, wallets, clearing accounts), investigate discrepancies, and ensure completeness and accuracy prior to reporting.
• Act as bank payment approver and maintain strong segregation of duties.
• Oversee and control access rights across financial platforms.
• Identify, mitigate, and escalate liquidity, operational, and regulatory risks.
  
• Deliver monthly management reporting with accurate and timely financial and performance analysis.
• Provide clear variance analysis vs budget and forecast, including actionable recommendations.
• Monitor overheads versus budget and partner with budget owners to drive cost discipline.
• Support Quarterly Forecasting, Annual Budgeting, and Long-Term Planning.
• Act as the interface between local operations and Group Finance, ensuring alignment with group processes, controls, and reporting standards.
• Support implementation and continuous improvement of finance systems and data architecture.
• Drive automation of high-volume processes (e.g. reconciliations, transaction matching, postings), reducing manual effort and operational risk.
• Contribute to the standardisation and optimisation of month-end close processes across the group.
• Ensure data integrity across systems, from source transaction flows through to reporting outputs.
• Support development and enhancement of reporting infrastructure, dashboards, and BI solutions.
• Participate in and contribute to group-wide finance transformation initiatives.
• Develop and maintain product unit economics and customer profitability analysis.
• Perform segmental and margin analysis, including pricing reviews and transaction mix evaluation.
• Provide financial evaluation of contractual terms and pricing strategies.
• Act as a proactive finance business partner, collaborating cross-functionally to improve processes and drive sustainable financial performance.
  

 What We're Looking For:

• Qualified accountant (ACA / ACCA / CIMA or equivalent) preferred.
• 5+ years of experience in Financial Control, FinOps, or FP&A, ideally within fintech, payments, or crypto-asset businesses.
  
• Strong knowledge of European financial regulation, with hands-on experience working directly with regulators.
• Strong experience in liquidity management, reconciliations, and month-end close.
• Proven experience operating in high-volume transactional environments with focus on scalability and efficiency.
• Solid background in budgeting, forecasting, and financial modelling.
• Experience with product profitability, margin, or pricing analysis.
• Hands-on experience with finance systems, process improvement, and automation initiatives.
• Advanced Excel / Google Sheets; experience with ERP systems and BI tools (e.g. Power BI or similar).
• Strong understanding of data flows across systems and ability to ensure data integrity.
• Analytical mindset with ability to translate data into actionable business insights.
• High ownership, accountability, and ability to operate in a fast-paced environment.
  
• A genuine interest in crypto and digital assets is important — you don't need to be an expert, but curiosity and openness to the space will matter.

What We Offer:

• Competitive market rate salary and performance-based incentives.
• 22 days annual leave with an additional 6 company days, plus bank holidays.
• Comprehensive health insurance plans.
• Maternity & Paternity leave support.
  
• Extensive Benefits program.
• Flexible work schedule and remote work options.
• Professional development and training opportunities.
• Opportunity to shape the initiatives you’re working on.
• Diverse and friendly team.
• We are open-minded to new ideas.

Join Us

If you're driven to be a part of the web3 forefront and are keen to leave your mark on this rapidly evolving field, Mercuryo is an excellent choice. Discover our open positions and see how you can contribute to shaping the future!

Mercuryo is an equal opportunity employer and prohibits discrimination and harassment of any kind. We are committed to providing employees with a work environment that is progressive and open-minded. Our employment philosophy is to hire the best people and empower them to do the best work of their lives. Employment decisions are based on business needs and individual merit, without regard to race, colour, religion, ethnicity, sexual orientation, nationality, marital status, gender, age, disability, veteran status, or any other characteristic protected by law. Mercuryo is also committed to providing reasonable accommodation during the application process for qualified individuals with disabilities. If you require assistance to complete your application, please contact our Talent Team.