Credit Risk Review Associate

Credit Risk Review Associate
The Credit Risk Review Associate supports the Commercial Loan Review function by primarily performing loan level credit risk reviews on loans/leases within various commercial portfolios assessing the appropriateness of risk ratings, quality of underwriting, and adherence to stated policies and guidelines.

Key Responsibilities and Duties

• Evaluates credit risk of business activities and specific loan exposures to ensure compliance with related policies, procedures, limits, ratings, and guidelines.
• Contributes to ad hoc requests including industry benchmarking, new product research, concentration analysis or development of insights relation to credit risk profiles and trends.
• Collaborates within the team and broader organization to ensure consistency in processes, assumptions, definitions and methodologies.
• Supports Credit Risk Review documentation, reporting, or other departmental functional needs as directed.

Minimum Qualifications

• 2 years of experience in commercial loan reviews
• Prior knowledge and experience in commercial underwriting and/or credit analysis

Preferred Qualifications

• 3+ years of experience reviewing commercial loans for mid-large sized bank
• Previous experience underwriting C&I, CRE, and/or Equipment Finance/Leasing transactions
• Advanced data analysis skills

Educational Requirements

• University (Degree) Preferred

Physical Requirements

• Physical Requirements: Sedentary Work

Career Level
6IC