Bay Federal Credit Union was started in 1957 when local school teachers pooled their money together to start a credit union.
That investment has grown through an amazing journey of involvement into the area’s largest locally-owned financial institution, with over $1.6 billion in assets. Bay Federal provides full service financial products and solutions to Santa Cruz, Monterey, and San Benito counties.
Whether a community member is looking to buy a home, purchase a car, save some money, or access the latest in banking technology, our local and friendly employees are here to help.
As a local, member-owned, not-for-profit financial cooperative, we are passionate about contributing to the community and being an integral part of its incredible story.
