Radian Quantitative Strategies, Inc.

Θ Radian Quantitative Strategies’ (RQS) Enterprise Risk Management (ERM)Platform is predicated on a top-down approach that captures all of your bank’s financial risks on a consolidated basis and then the platform utilizes process maps to bring in account level risk management processes, which bank management has deployed to govern the bank’s business model risks. Θ RQS has a bifurcated approach of service delivery to your bank based on our technology product and related advisory services.

First, RQS product services deliverables are predicated on all your banks business risks being initially identified and quantified against your bank’s capital position; and then identified risk tolerances being remediated through our advisory services offerings.

From this approach your bank receives the following benefits: 1. Automated risk aggregation of business model and solvency risks; 2.

Your bank’s shareholders can easily determine your bank’s investment risk profile from the spread between its calculated required return on investment and long term US Treasury rates; 3. Centralization of model governance procedures and processes; 4.