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Regional Credit Manager-Emerging Business-Credit Appraisal-Kolkata - Avani Signature-MM

Kolkata, West Bengal, IndiaPosted 37 months ago
remote

Job Description

 

Key Objective of the Job:

 

  • Credit analysis of proposal and preparation of credit notes.
  • Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement, striking a balance between business growth and portfolio quality.
  • Meeting new customers and existing customers on regular basis
  • Monitoring of portfolio on regular basis. Identify stress in account (Early warning signal) and initiate corrective measures
  • Ensure continuous monitoring for all high value exposures in the region.

 

 

Major Deliverables:

 

  • Quality of Credit Underwriting
  • Portfolio Performance w.r.t. delinquencies, deferrals, Annual reviews/ renewals etc
  • Portfolio Monitoring
  • To develop good market intelligence through regular interactions with competitors, key business groups, CA firms, etc
  • To raise early warning signals for exit of stress accounts and take due measures for timely exit.
  • To ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines.

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Regional Credit Manager-Emerging Business-Credit Appraisal-Kolkata - Avani Signature-MM at Tata Capital | Renata