Actuarial Associate - Ind Pricing

The Opportunity:  At Equitable, we believe great things happen when we work together. We’re a Canadian mutual company driven by purpose - putting people first and helping Canadians protect today and prepare for tomorrow. If you’re passionate about making a difference and growing your career in an inclusive and collaborative environment, we’d love to hear from you. Our culture is built on care, passion and curiosity. We put people above all else, strive to be our best and welcome new ideas to deliver positive outcomes.   We’re seeking an Actuarial Associate to join our Individual Pricing team as part of our Actuarial Student Program. This role offers the opportunity to contribute directly to the development and pricing of Individual life and health products while gaining hands-on experience in a dynamic and collaborative environment.   Equitable provides an excellent opportunity for actuaries of all levels to develop a broad skill set and offers them the experience of working on a variety of actuarial topics. Through offering development opportunities, job rotations, compensation increases and SOA exam support, the Actuarial Student Program at Equitable Life aims to build strong actuarial talent. Equitable Life has been one of the fastest growing life insurance companies in Canada and the continued success of the company relies on strength of its people. Join one of the region’s top employers and be part of something that truly makes a difference Work Arrangements: This is a hybrid role. You will work in our office in Waterloo, ON a minimum of two (2) assigned, consecutive days every other week, plus a fifth (5th) assigned day per month. You are welcome to work from the office more than the minimum requirement and there may be some roles that are required to work in our office more than the minimum requirement.  What you’ll do:   Support the development and maintenance of Illustration Calculations in ProductXpress (PX) Support the design, pricing, and ongoing management of Individual life and health products (e.g., Universal Life, Term, Participating, and Critical Illness) Assist in profitability analysis and monitoring of existing products, providing insights and recommendations under guidance Contribute to experience studies to assess assumptions and inform pricing decisions Assist in the preparation of actuarial reports and analyses on a monthly, quarterly, and annual basis Support the maintenance and enhancement of pricing models and actuarial tools Collaborate with business partners to support product development, illustration systems, and sales processes Contribute to special projects and process improvement initiatives within the Individual Pricing team. What you’ll bring: A bachelor’s or master’s degree in actuarial science, mathematics, statistics, or a related field ASA/ACIA preferred Completion of preliminary actuarial exams and VEE credits Strong technical skills, including advanced Excel; knowledge of SQL, VBA, or Python is an asset Prior experience with ProductXpress (PX) is an asset Exposure to actuarial software (e.g., AXIS) and familiarity with Individual life products are assets Strong analytical and problem-solving skills with attention to detail Ability to manage multiple priorities and meet deadlines in a fast-paced environment Effective communication skills, both written and verbal, with the ability to explain complex concepts clearly What’s in it for you: Career Growth: Regular learning sessions and development opportunities  Total Rewards: Incentive pay, annual salary reviews, employer-paid benefits and pension matching  Time Away: Competitive vacation plus one paid volunteer day each year Flexibility: Healthy work-life balance with employee wellness always top of mind, complemented by a “dress for your day” approach Please upload a copy of your Society of Actuaries transcript with your application.At Equitable, we’re committed to fair pay and an inclusive, accessible hiring experience. If you need accommodations or alternative formats at any stage, just reach out to us at [email protected]. We’re happy to help.   Your base pay will be based on your skills, qualifications, experience and education. In addition to your salary, this role is eligible for a discretionary annual incentive award tied to business performance, plus a wide range of competitive benefits.   If you’re selected to move forward, our Talent Acquisition team will walk you through all the details of our total rewards program, so you know exactly what’s included   Reports To: Director, Individual Pricing Special ProjectsDepartment: Individual Pricing Term: Permanent Full-Time