Job Description
Powering the world’s payments ecosystem
ACI powers the payments ecosystem – globally, and you power ACI. You’ll innovate, collaborate, and grow – in an energetic technology culture with decades of proven success. ACIers – in all roles and levels – are truly your colleagues and many are your friends. Our size and reach allow you to see the global impact of your work. You are visible, your talents are valued, and you are empowered to shape the future of payments.
As a Principal Architect in Pune, you will join a diverse, passionate team, dedicated to powering the world’s payments ecosystem!
About the Role
ACI Worldwide is seeking an exceptional Principal Architect to provide technical vision and leadership for our next-generation cloud-native payment platform. As our most senior technical leader, you'll shape the architecture of systems that process trillions of dollars annually, working directly with executive leadership to align technology strategy with business objectives.
This is a highly visible role where you'll tackle our most complex technical challenges, drive innovation across multiple products, and mentor our architecture community. You'll be responsible for setting architectural direction for AWS-based solutions spanning real-time payment processing and large-scale batch operations, ensuring ACI remains at the forefront of payment technology.
What You'll Do
Strategic Technical Leadership
Define and communicate the long-term technical vision for ACI's cloud-native payment platform
Lead architecture initiatives across multiple product lines and engineering teams
Solve the organization's most complex technical challenges requiring innovative approaches
Influence product strategy and roadmap through architectural insights and technical expertise
Partner with executive leadership and Chief Architects on enterprise architecture direction
Architecture & Innovation
Architect large-scale, mission-critical systems on AWS handling billions of transactions
Drive adoption of cutting-edge technologies and architectural patterns across the organization
Establish architectural standards for Java Spring Boot microservices, APIs, and cloud-native patterns
Design solutions that balance innovation, security, compliance, performance, and cost
Work directly with customers on innovative solutions and emerging payment technologies
Leadership & Influence
Mentor and develop Principal, Senior, and Staff Architects across the organization
Lead architectural reviews and provide authoritative guidance on critical technical decisions
Build alignment across architecture and engineering communities on strategic initiatives
Represent ACI's technical capabilities with customers, partners, and industry forums
Foster a culture of engineering excellence, innovation, and continuous learning
What You Bring
Required Qualifications
Bachelor's degree in Computer Science or related field; Master's or PhD preferred
15+ years of software architecture and development experience
Proven track record as Principal/Chief Architect or equivalent at enterprise scale
World-class expertise in AWS cloud architecture and services
Deep experience with Java, Spring Boot, and modern enterprise application frameworks
Expert knowledge of distributed systems, microservices, and event-driven architectures
Demonstrated ability to architect systems processing extremely high transaction volumes
Experience with both real-time processing and batch processing at massive scale
Outstanding communication skills with proven ability to influence at all organizational levels
Track record of driving technical strategy and delivering transformational architecture
Preferred Qualifications
Deep experience in payments, financial services, or mission-critical systems
Advanced AWS certifications (Solutions Architect Professional, Security Specialty, etc.)
Experience with event streaming platforms (Kafka, Kinesis) and real-time analytics
Knowledge of payment industry standards (ISO 20022, PCI-DSS, PSD2, EMV, etc.)
Experience architecting for regulatory compliance and security in financial services
Published thought leadership (speaking, writing, patents) in relevant technical domains
Experience with multi-region, multi-cloud, and hybrid cloud architectures
Background in performance engineering and capacity planning at massive scale
Why ACI Worldwide
ACI Worldwide powers electronic payments for more than 6,000 organizations around the world. Our proven, secure platform processes and manages digital payments across any channel, and we innovate constantly to help our customers stay ahead. As a Principal Architect, you'll have the opportunity to work on some of the most challenging and impactful technical problems in the payments industry.
In return for your expertise, we offer opportunities for growth, career development, and a competitive compensation and benefits package—all within an innovative and collaborative work environment.
Are you ready to help us transform the payments ecosystem? To learn more about ACI Worldwide, visit our web site at www.aciworldwide.com
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