Job Description
CECL Model Owner & Production Analytics Lead
The CECL Model Owner & Production Analytics Lead serves as the Current Expected Credit Losses (CECL) model owner and production control lead, responsible for ensuring the integrity, stability, and scalability of the Bank's ACL framework, while driving automation across model monitoring, analysis, and reporting.
Key Responsibilities and Duties
- Maintains the CECL financial models, including model governance, documentation, validation coordination, and ongoing performance monitoring.
- Oversees and enhances ACL production controls, including quarterly results analysis, attribution analysis, and control testing to ensure outputs are accurate, explainable, and audit-ready.
- Leads automation and process transformation initiatives across model monitoring, reporting, and control frameworks to improve efficiency and scalability.
- Develops, enhances, and maintains CECL / credit risk models, and supports new model implementation and integration into production.
- Identifies inefficiencies and designs scalable, repeatable processes to reduce manual effort and key person dependency.
- Provides production support and coverage, including backup for model execution and collaboration with cross-functional teams across Risk, Finance, and IT.
Educational Requirements
- University (Degree) Preferred
Required Qualifications
- Experience as a model owner, with exposure to model validation and regulatory expectations, and familiarity across multiple asset classes, including CRE, C&I, and consumer portfolios.
- Strong programming skills in Python, SAS, and SQL
- Proven track record in automation and process improvement initiatives
- Strong expertise in CECL / ACL frameworks and stress testing
- Solid understanding of production controls, regulatory expectations, and reporting
Preferred Qualifications
- Master’s degree and above in Economics, Finance, accounting, and related areas (highly preferred).
- Experience with Moody’s platforms (ImpairmentStudio, RiskCalc, etc.)
- Experience in system or process transformation initiatives (SAS to Python, etc.)
Role Specific Work Experience
- 5+ Years Required; 7+ Years Preferred
Physical Requirements
- Physical Requirements: Sedentary Work
Career Level
8IC
