Senior Underwriter, Excess Casualty - Large Commercial
Job Description
AXA XL is an Equal Opportunity Employer
Senior Underwriter, Excess Casualty Los Angeles, CA I San Francisco, CA I USA Large companies with complex risks turn to AXA XL for Commercial Umbrella and Excess Liability coverages to protect their assets in the event of catastrophic losses beyond the limits of their primary insurance program or self-insured retention (SIR)
AXA XL Excess Casualty business unit offers Umbrella and Excess Liability coverage to North American based Insureds
Underwriting teams are based throughout the United States, Canada, and Bermuda
We have a vast appetite for risk with a portfolio that includes clients in manufacturing, hospitality, real estate, retail, services, technology, and many more
As a Senior Underwriter, you will be responsible for delivering a profitable ‘Underwriting’ service to your clients
You’ll be joining an established team of senior underwriters as part of AXA XL’s West Zone
This role reports to Head of West, Excess Casualty
What you’ll be doing Reviewing submissions including applications, policy wording, inspection reports, loss runs, and financial reports while conducting appropriate research to determine degree of risk for each account
Underwriting business within the agreed business plan and individual authority
Calculating appropriate risk premium by considering the risk costs inherent to the sector, program structure, and general administration costs while ensuring profitability
Proactively advising, assisting, servicing, and following up with clients on insurance and risk management matters to ensure satisfaction and fulfillment of their insurance requirements
Effective relationship management to initiate opportunities for cross-selling offered products and ensuring account retention
Controlling timely implementation of new and renewed accounts according to quality standards
Reviewing loss control reports and managing policy endorsement requests to process any necessary changes to the policy
Supporting the business planning and forecasting process; monitoring financial exposure within outlined limits; monitoring premium income to ensure it remains within set limits
What you’ll bring We’re looking for someone who has these abilities and skills: Required Skills and Abilities: Bachelor’s Degree or relevant work experience
Moderate to extensive experience in the relevant class of business, possessing functional knowledge and skills reflective of a fully competent practitioner
Robust Industry Knowledge and Commercial/Business Acumen
Analytical, negotiation and sales/marketing skills Excellent written and oral communication skills
Excellent customer service focus is a must
Interpersonal Savvy - Demonstrated ability to build and maintain effective insured and broker contacts
Ability to develop and understand business processes, strategy, and planning Collaborative team player who provides creative solutions and ideas for resolution
What we offer Inclusion AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic
At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success
That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential
It’s about helping one another — and our business — to move forward and succeed
Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe
Robust support for Flexible Working Arrangements Enhanced family-friendly leave benefits Named to the Diversity Best Practices Index Signatory to the UK Women in Finance Charter Learn more at Inclusion & Diversity at AXA XL | AXA XL
AXA XL is an Equal Opportunity Employer
Total Rewards AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security
It provides competitive compensation and personalized, inclusive benefits that evolve as you do
We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence
Sustainability At AXA XL, Sustainability is integral to our business strategy
In an ever-changing world, AXA XL protects what matters most for our clients and communities
We know that sustainability is at the root of a more resilient future
Our 2023-26 Sustainability strategy, called “Roots of resilience”, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations
Our Pillars: Valuing nature: How we impact nature affects how nature impacts us
Resilient ecosystems - the foundation of a sustainable planet and society – are essential to our future
We’re committed to protecting and restoring nature – from mangrove forests to the bees in our backyard – by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans
Addressing climate change: The effects of a changing climate are far-reaching and significant
Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption
We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions
Integrating ESG: All companies have a role to play in building a more resilient future
Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business
We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting
AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s “Hearts in Action” programs
These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day – the Global Day of Giving
For more information, please see Sustainability at AXA XL
Applicants for this role must be legally authorized to work in the United States without sponsorship now or in the future
The U.S. base salary range for this position is USD (125,500 – 209,100)
Actual pay will be determined based upon the individual’s skills, experience and location
We strive for market alignment and internal equity with our colleagues’ pay
At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as a competitive retirement savings plan, health and wellness programs, and many other benefits
We also believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers
For more details about AXA XL’s benefits offerings, please visit US Benefits at a Glance 2026
Who we are AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks
For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it
How
By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business − property, casualty, professional, financial lines and specialty
With an innovative and flexible approach to risk solutions, we partner with those who move the world forward
Learn more at axaxl.com