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Effectively analyze credit submissions, financial disclosures and pertinent documentation, within risk tolerances
Applying advanced credit judgement, usage of the applicable 5 C’s of credit, and ensuring consistent application of policies and processes are analyzed and documented.
Adjudicating within established limits and exception authority and presenting quality recommendations on requests above established limits.
Ability to calculate financial ratios, identify appropriate credit conditions and security while understanding business and economic trends
Analyze credit reviews and apply corrective action where appropriate
Ensuring all partner interactions are professional, respectful, and value added.
Providing recommendations/alternative solutions, and restructuring credit requests, with coaching/direction to partners as required.
Acting with a sense of urgency in response to partner requests to meet customer expectations.
Delivering against established ACE Service Level Agreement targets – moved this from below
Contributes to the growth and quality of the Small Business Credit portfolio
Clearly identifying risks and exceptions using strong rationale and associated mitigants to support the decision.
Operate within the Bank’s risk appetite and culture in day-to-day activities and decisions.
Maintain acceptable application review ratings from internal quality assurance and audit
Manager Credit Risk, Business Banking
Mississauga, ONPosted 4 weeks ago
Full-timehybridsenior