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Scotia Wealth Management

Manager Credit Risk, Business Banking

Mississauga, ONPosted 4 weeks ago
Full-timehybridsenior

Job Description

  • Effectively analyze credit submissions, financial disclosures and pertinent documentation, within risk tolerances
  • Applying advanced credit judgement, usage of the applicable 5 C’s of credit, and ensuring consistent application of policies and processes are analyzed and documented.
  • Adjudicating within established limits and exception authority and presenting quality recommendations on requests above established limits.
  • Ability to calculate financial ratios, identify appropriate credit conditions and security while understanding business and economic trends
  • Analyze credit reviews and apply corrective action where appropriate
  • Ensuring all partner interactions are professional, respectful, and value added.
  • Providing recommendations/alternative solutions, and restructuring credit requests, with coaching/direction to partners as required.
  • Acting with a sense of urgency in response to partner requests to meet customer expectations.
  • Delivering against established ACE Service Level Agreement targets – moved this from below
  • Contributes to the growth and quality of the Small Business Credit portfolio
  • Clearly identifying risks and exceptions using strong rationale and associated mitigants to support the decision.
  • Operate within the Bank’s risk appetite and culture in day-to-day activities and decisions.
  • Maintain acceptable application review ratings from internal quality assurance and audit
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    Manager Credit Risk, Business Banking at Scotia Wealth Management | Renata