Senior Property Underwriter

KEY RESPONSIBILITIES

• Develop and maintain all commercial products and coverages including the associated underwriting guidelines; rating; training material; system rules & processes; with relevant communiques to both internal and external stakeholders.
• Conduct ad hoc training to both internal and external stakeholders and assist in developing and building specialist technical underwriting skills within Santam.
• Development of new coverages to ensure market competitiveness to meet clients’ needs as the risk environment changes and to ensure market competitiveness.
• Work with Actuaries to determine appropriate rating structures and develop rating tools/solutions for these classes of business for use by external business partners.
• Assist internal stakeholders on more complex covers that require specialist underwriter input in respect of wording interpretations and decision making.Be
•  able to adjust wordings and design clauses to include or exclude cover in line with underwriting decisions and risk appetite, whilst always being aware of the impact on other covers in the commercial portfolio.
• Ensure adherence to a National Survey Policy, aligned to the Santam Board’s Risk Appetite.
• Produce comprehensive business cases to proposals for changes to risk appetite.
• Analyse and sign-off of broker bespoke products.
• Ensure SBS Growth and Profit targets are tracked and achieved.
• Keep abreast of developments in global / local markets and claims trends
• Engage with other expert underwriters in the Santam Group to ensure optimal client & broker solutions.
• Provide consistent and excellent service delivery in line with Santam Experience requirements.