Job Description
Overview
Join Our Team at Harborstone Credit Union—Voted one of Washington’s Best Workplaces!
Are you ready to make a difference in the lives of others while building your own career? At Harborstone Credit Union (HCU), we’re more than just a financial institution—we’re a community dedicated to building dreams and changing lives for generations to come!
Position: Sr Mortgage Banker/ Mortgage Originator
Location: Western Washington State
Compensation:
Minimum wage + Commission
Placement in the pay scale will be determined by experience and qualifications.
What You’ll Do:
Originate external and internal mortgage loans
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Provide high level of member service
Responsibilities:
Qualifying of loan applicants
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Prospect for new loans externally
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Provide excellent member mortgage service to internal/ external members
What We’re Looking For:
5 years plus mortgage origination
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High level of mortgage loan knowledge
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External referral source book of business
Why Join Our Team?
At HCU, we believe that happy teammates create happy members. Enjoy competitive wages, unique benefits, and a workplace culture that supports your growth and happiness. If you’re looking for the “Best Place to Work, Ever!” and want to be part of a team that truly values its members and each other, apply today!
Responsibilities
Origination: Seeks out new mortgage loan applications
Description: Applicant has an existing book of referral sources in addition to originating internal member mortgage requests.
Success Metric: $1MM a month in loan production
Detailed: Submits completed and accurate loan files into Loan Operations with minimal exceptions or revisions.
Description: Analytical and process-oriented lender with strong attention to detail and effective communication skills.
Success Metric: Consistently maintains a low level of file revisions, corrections, or missing documentation requests from Loan Operations.
Communicative: Maintains proactive and consistent communication with all parties involved in the mortgage loan process. Description: Excels at communication skills with members, referral sources, loan operations
Success Metric: Positive reviews, employee feedback and demonstrates impact of communication through increased referral volume.
Other Responsibilities
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Additional team support at events etc.
Qualifications
Education:
College degree or practical experience preferred or sufficient knowledge skills and abilities
Experience:
5 of experience in mortgage originations essential
Technical Skills:
Proficiency in Encompass LOS , CRM’s, preferred
Soft Skills:
Strong selling skills essential
Certifications/Additional Qualifications (if applicable):
Current NMLS registration
Physical Considerations
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Ability to communicate effectively in verbal, written, and electronic formats with internal and external stakeholders.
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Ability to read, comprehend, and respond to written and verbal instructions and information.
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May be required to sit or stand for extended periods, depending on job duties.
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May involve repetitive motions, including keyboarding and handling office equipment.
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May require stooping, bending, squatting, or reaching occasionally.
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May be required to lift and carry items weighing up to 50 pounds.
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Ability to navigate office environments, including walking between workstations, meeting rooms, and member service areas.