What we are looking for:

We are hiring a Financial Analyst to support the scaling of Finance as Forage expands across multiple business lines (Core EBT, Consumer, HSA/FSA, WIC) and transitions toward GAAP-compliant reporting. This role will operate at the intersection of accounting and FP&A. The ideal candidate is detail-oriented, analytically strong, and comfortable owning both execution and modeling in a fast-moving environment.

This person will work directly with the Director of Finance and will have meaningful exposure to business strategy, pricing, and operating decisions.

Qualifications:

3–5 years of experience in finance, accounting, or FP&A
Strong understanding of GAAP fundamentals
Experience participating in month-end close (accruals, prepaids, reconciliations)
Experience building and maintaining financial models and projections
Advanced Excel or Google Sheets skills (comfortable building models from scratch)
Strong analytical and problem-solving skills
High attention to detail and ownership mindset
Ability to manage multiple workstreams in a fast-paced environment

Preferred but not required:

Background in Big 4 audit or accounting advisory
Experience at a high-growth startup or fintech company
Exposure to revenue recognition (ASC 606)
Experience building multi-scenario financial models
Familiarity with transaction-based or payment processing revenue models
Experience with stock-based compensation accounting
Experience supporting audits or GAAP transition
Familiarity with payment processing or transaction-based revenue models
Experience with accounting systems (e.g., QuickBooks or similar ERP tools)

Key Responsibilities:

Accounting & Operations

Support transition toward GAAP-compliant accounting
Assist with month-end, quarter-end, and year-end close processes
Prepare accruals, prepaids, and revenue-related schedules
Perform balance sheet reconciliations
Help improve and scale accounting operations and close discipline
Support AR/AP process improvements and documentation
Assist with compliance reporting, filings, and internal control development

FP&A & Strategic Finance

Build and maintain financial models across multiple business units (Core EBT, Consumer App, HSA/FSA, expansions)
Support consolidated forecasting and re-forecasting
Assist with pricing analysis and unit economics modeling
Analyze gross margins and cost drivers across BUs
Prepare reporting packages and variance analysis
Support new business line launches from a financial modeling perspective
Assist with board and investor reporting preparation
Contribute to ad hoc analyses tied to growth initiatives and strategic decisions

Our offer:

Your base salary would fall within the bands below. Please keep in mind that the equity portion of your offer is not included in these numbers and represents a significant part of your total compensation.
- Financial Analyst: $115k-$135k, depending on experience and location.
Meaningful work that makes a positive impact on our society.
100% of Medical, Dental and Vision coverage for yourself and dependents.
Enjoy regular team lunches at our San Francisco office, fostering collaboration and connection over great food.
A fun and caring environment that prioritizes transparency, growth, and ownership.
A talented, high-achieving, and humble team with diverse backgrounds and viewpoints.

Financial Analyst

Job Description