
Deposit Processing Specialist
Job Description
The Deposit Processing Specialist is responsible for processing and verifying items for commercial, agriculture and consumer accounts accurately and timely in a deadline driven, fast-paced environment. This position includes data entry and research as well as creative problem solving with a willingness to cross train and learn additional roles within the department.
As a Deposit Processing Specialist, you will:
- Obtain your NCP (National Check Professional) credentials and continue your education to stay up to date on the regulations.
- Provide excellent customer service and professional interaction with internal customers while processes requests, questions, and issues related to all aspects of the Deposit Processing through email, phone, and chat service.
- Effective use of work on a computer to perform job duties and prioritize tasks in order of importance; ensuring that tasks are completed in a timely manner to meet deadlines.
- Maintain compliance by following bank policies and procedures.
- Thorough knowledge of processing duties which includes but is not limited to NSF decisions, non-posts, stop pays and cash letters procedures.
- Thorough knowledge of adjustments/corrections and check representments and chargeback items.
- Perform daily overdraft processing, stop/hold review, rejected item review within established time frames according to MACHA rules and bank processes and procedures.
- Review daily reports and general ledger account reconciliations. Make correction/adjustment entries as appropriate.
- Daily review of fraud software to identify potentially fraudulent checks. This includes communication with the frontline to educate and identify fraudulent items.
- Daily review of classification/indexing software to process all documents in a timely manner.
- Identity and suggest process improvements for daily tasks and department functions.
- Act as an internal resource for unusual situation/problem investigation and resolution activities associated with UFS, TMR, PSI Capture, ASV and Bankers Bank when Deposit Processing Team Lead is not available.
- Take ownership of projects and/or procedure to assist the Team Lead.
- Provide necessary reporting to Deposit Processing Supervisor and/or Deposit Processing Team Lead.
- Uphold Nicolet’s philosophy and policies by maintaining appropriate controls to ensure full compliance with applicable laws and regulations, thereby fulfilling legal responsibilities and enhancing the quality of Nicolet.
- Ability to understand the value of diversity within the workplace and to work successfully with others without regard to age, gender, race, sexual orientation, ethnicity, culture, religion, disability status, socioeconomic status, or other non-job-related classification. A commitment to Nicolet’s policies on equal employment opportunities and non-discrimination with a willingness to pursue efforts of inclusion and respect toward different perspectives.
- Performs all other duties as assigned.
- High School diploma or equivalent
- 2 years bank experience required
- NCP Certification preferred
- Medical, Dental, Vision, & Life Insurance
- 401(k) with a company match
- PTO & 11 1/2 Paid Holidays
Equal Opportunity Employer/Veterans/Disabled