
Director, Loan Portfolio Management
Job Description
Job Purpose: The Director owns a defined loan portfolio and is accountable for both portfolio optimization and the ongoing management of the existing loan book. The role requires independent judgment, hands-on execution, and escalation of complex or sensitive matters where appropriate.
Key Requirements:
- Portfolio Ownership and Optimization
- Loan Portfolio Management – Existing Book
- Balance Sheet, Risk, Credit and Stakeholder Management
- Portfolio Transformation, Systems & Strategic Initiative
Qualifications & Experience:
- Significant experience in loan portfolio management, credit risk or active asset management within wholesale banking or private credit.
- Demonstrated experience managing existing loan portfolios, including waivers, amendments, covenants, annual reviews and credit monitoring.
- Proven track record of executing portfolio actions and managing deteriorating or problem credits.
- Strong understanding of loan structures, credit risk, capital usage and portfolio trade-offs.
- Sound understanding of corporate financials, legal concepts and loan mechanics, with first-hand experience of documenting loan transactions.
- Excellent analytical skills with the ability to present clear, well-reasoned recommendations to senior stakeholders.
- Ability to work under pressure, manage competing priorities and deliver high-quality output to tight deadlines.
- Bachelor’s degree in finance, Business or a related discipline; MBA and/or professional qualification (e.g. CFA) advantageous.
- 12+ years’ relevant experience in the banking sector, including at least 5 years in corporate loan markets with portfolio management responsibilities.
- Fluent in English with strong written and verbal communication skills.
- Strong awareness of UAE, regional and international markets.
- P&L responsibility.