Job Description
The Mortgage Auditor Underwriter requires the ability to review loans with an eye for detail in order to validate the accuracy of the loan information and ensuring that Agency/Investor guidelines have been met. Auditors are expected to review multiple files containing numerous loan documents and conditions while working with numerous lenders to perfect a loan for purchase by the end investor.
Location: This position is based in our Draper UT office. Position will allow for a hybrid 2 days in-office schedule after training.
Benefits: Full Time benefits eligible including Medical, Dental, Vision, Time Off, Wellness Program, Retirement, and more.
Responsibilities
- Perform a thorough review of the loan file, determine any discrepancies throughout the loan documents and accurately report discrepancies in a client-ready fashion
- Analyze all income types including; self-employed, personal and business tax returns
- Accurately complete checklists, answering all questions completely
- Maintains current knowledge regarding underwriting, process, and regulatory changes and agency guidelines as they relate to the quality control audit function
- Possess exemplary customer service with strong written and verbal communication skills
- Knowledge of guidelines for FNMA, FHLMC, FHA, VA, and USDA
- Ability to work both in a team-oriented environment as well as an individually
- Detail-oriented, with strong organizational, auditing, and analytical skills
- Demonstrate ability to independently problem-solve with minimal supervision
- Must have a minimum of 2+ years mortgage Underwriting experience
Employment is contingent upon completing and passing a background check and drug test. MetaSource is an equal opportunity employer.