Analyst - T&S Credit Underwriting

, Philippines

Job Family Group:

Finance

Worker Type:

Regular

Posting Start Date:

June 8, 2026

Business Unit:

Finance

Experience Level:

Early Careers

Job Description:

What’s the role

As part of a team of Underwriters, you will be responsible for performing a range of core credit activities, including:

Conduct thorough new credit assessments and periodic re-assessments by performing robust quantitative and qualitative analysis of Shell’s counterparties. This includes evaluating financial strength and recommending appropriate credit ratings, limits, and terms.

Support day-to-day credit operations within the Trading & Supply Credit function by delivering timely and reliable service. This is critical to minimizing risk exposure, supporting the deal lifecycle, and ensuring compliance with the established credit control framework.

This role spans a wide range of Shell’s business lines, including Inland Trading (formerly Global Supply and Commercial Fuels), as well as Gas & Power, Crude & Products, and others. As such, it offers significant variety and the opportunity to directly influence commercial outcomes.

We are seeking a candidate who demonstrates strong analytical thinking, creativity, and a genuine interest in understanding and critically evaluating counterparties. A solid grasp of macroeconomic trends and financial fundamentals will be essential for success in this role.

What you’ll be doing

Act as the day-to-day interface with the Global Credit team, as well as commercial and finance stakeholders, supporting the assessment and communication of counterparty credit risk through the Credit Assessment process. You will also perform key operational tasks within the Credit function.

Key Responsibilities include, but are not limited to:

• Perform comprehensive credit risk assessments for both new and existing customers. This includes analysing business models (e.g., competitive positioning), financial performance, and relevant macroeconomic and sovereign risks to determine appropriate credit ratings and credit limits.
• Maintain accuracy and completeness of data within credit systems throughout the assessment lifecycle. This includes updating credit ratings, setting open credit lines, and effectively communicating outcomes to key stakeholders, particularly Commercial Credit Managers and business partners.
• Support the commercial teams by providing guidance on credit policy interpretation and reinforcing sound credit management principles. Stay informed on business developments by engaging with sales teams and leveraging industry insights and market intelligence.

• Build and maintain strong, long-term relationships with counterparties, customers, and external financial institutions to uphold Shell’s professional reputation and external engagement standards.
• Demonstrate willingness and ability to learn and navigate various trading and credit systems.
• Develop a strong understanding of commercial drivers and contribute to evaluating transaction-related risks, with the ability to recognize and escalate issues when necessary.
• Collaborate closely with cross-functional teams, including Credit, KYC, Trade Finance, and Receivables, to stay aligned on emerging risks and adjust priorities accordingly.
• Exhibit adaptability in a dynamic Global Credit environment, balancing long-term organizational priorities with the immediate needs of the business.

What you bring

• Preferably with relevant experience in finance, credit analysis, or prior exposure within a corporate environment, particularly in trading or credit-related functions.
• Strong financial acumen, with the ability to interpret and analyze counterparty financial statements, including income statements, balance sheets, and cash flow statements.
• High attention to detail and a strong commitment to continuous learning, enabling effective support of the credit assessment process and delivery of insightful customer analysis.
• Excellent communication skills, with the ability to convey complex concepts clearly and concisely to various stakeholders.
• Open-minded and adaptable, with the ability to consider diverse perspectives across different businesses and geographies, and to reprioritize tasks when needed.
• Proven ability to work under pressure, manage tight deadlines, and handle multiple priorities simultaneously.
• Experience working in a global organization and/or a virtual, cross-functional environment is an advantage.
• The candidate should be amenable to a mid-shift schedule (3:00 PM to 12:00 midnight).
• The role follows the Philippine holiday calendar.

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What we offer

You bring your skills and experience to Shell and in return you work with talented, committed people on one of the most important challenges facing our planet. You’ll have the opportunity to develop the skills you need to grow in an environment where we value honesty, integrity, and respect for one another. You’ll be able to balance your priorities as you become the best version of yourself.

• Progress as a person as we work on the energy transition together.
• Continuously grow the transferable skills you need to get ahead.
• Work at the forefront of technology, trends, and practices.
• Collaborate with experienced colleagues with unique expertise.
• Achieve your balance in a values-led culture that encourages you to be the best version of yourself.
• Benefit from flexible working hours, and the possibility of remote/mobile working.
• Perform at your best with a competitive starting salary and annual performance related salary increase – our pay and benefits packages are among the best in the world.
• Take advantage of paid parental leave, including for non-birthing parents.
• Join an organization working to become one of the most diverse and inclusive in the world. We strongly encourage applicants of all genders, ages, ethnicities, cultures, abilities, sexual orientation, and life experiences to apply.
• Grow as you progress through diverse career opportunities in national and
• international teams.
• Gain access to a wide range of training and development programs.

We'd like you to know that Shell has a bold goal: to become one of the world’s most diverse and inclusive companies. You can get to know more about how we're working towards that goal, click here.

We are committed to attracting a broader and more diverse pool of candidates. If this position doesn’t feel like the perfect fit for your qualifications right now, we’d still love to hear from you. Consider creating a profile in our Talent Community so we can keep you in mind for future opportunities that may align with your skills.

Shell Business Operations Manila

Shell Business Operations (SBO) Manila forms the operational backbone of business processes that help deliver Shell’s business solutions across the globe. We are focused on driving excellent corporate performance in Finance, Human Resources, Customer Service, Order-to-Delivery, and Contracting and Procurement. Diversity is key at SBO Manila, and our employees reflect the innovation that stems from a diverse workforce. By joining the company, you will benefit from an industry-leading development program that will see you tap into a pool of expert knowledge that will help propel your career. 

DISCLAIMER:

Please note: We occasionally amend or withdraw Shell jobs and reserve the right to do so at any time, including prior to the advertised closing date. Before applying, you are advised to read our data protection policy. This policy describes the processing that may be associated with your personal data and informs you that your personal data may be transferred to Shell/Shell Group companies around the world. The Shell Group and its approved recruitment consultants will never ask you for a fee to process or consider your application for a career with Shell. Anyone who demands such a fee is not an authorised Shell representative and you are strongly advised to refuse any such demand. Shell is an Equal Opportunity Employer.