Area Credit Manager-RELATIONSHIP BANKING GROUP-Credit

_{Area Credit Manager - RBG} 

Job Description:

RBG Business under Commercial Banking at Kotak Mahindra Bank caters to all the working capital requirements of Transporters/ Logistics/ Warehousing/ Infrastructure/Dealer Finance segments. Hence, preferable industry would be these segments, however, good candidate with experience in Credit Corporate / SME/Mid-Market/Any other Dept. job role other than these segments can also be considered. 

• Evaluating Working Credit requirements of potential customers of RBG caters to Transporters, Automobile Dealers, Logistics & Warehousing, Govt Infrastructure Contractors, as customer segment. 
• Underwriting and preparation of credit assessment notes covering detailed analysis of business, management and financials 
• Balance Sheet / Other Financial statement analysis and identifying risk factors 
• Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/ changes in the market place which would help in acting proactively 
• Timely processing of proposals as per TAT to ensure better time to market 
• Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved 
• Continuous monitoring of Infant Delinquencies. 
  

Job Requirements: 

• 3 to 8 years 
• MBA (Finance)/CA