Associate Underwriter, Large Commercial Casualty Railroad

Associate Underwriter, Large Commercial Casualty Railroad Exton, PA | New York, NY Railroad companies with complex risks turn to AXA XL for an array of liability coverages to protect their assets in the event of losses beyond the self-insured retention (SIR) or the limits of their primary insurance program

AXA XL North America Railroad business unit offers liability coverage to North American based Insureds

Underwriting teams are based in New York, NY and Exton, PA

We have a vast appetite for risk with a portfolio that includes freight railroads, transit, light rail systems, rail contractors, and many more

As Associate Underwriter, you will support the Underwriting team and act as the owner and principal facilitator of assigned accounts

The Associate Underwriter will perform front-to-end activities throughout the life cycle of renewal and prospect accounts from submission to expiration with Underwriting oversight

This role will report to Head of North America Railroad

What you’ll be doing What will your essential responsibilities include

Pre-underwrites, evaluates risk, and assesses completeness of the underwriting package before underwriter is required to review

Communicate directly with Brokers on to collect account and insured information necessary for risk analysis

Perform and apply knowledge of line of business specific product underwriting rules and/or guidelines for pre-analysis support of submission in preparation of further analysis for quoting stage

Collaborate effectively with Underwriters, Brokers, and internal units within AXA XL to manage the status and workflow of multiple tasks and accounts

Communicate account status to ensure completion of outstanding subjectivities needed to execute policy issuance and premium collection as part of bound accounts

Develops initial pricing, basic coverage structuring, quotation, and binder packages of the risk

Calculate base rating and apply experience modifications as part of underwriting package for Underwriter review

Manage the workflow of multiple tasks and maintain a detailed understanding of the status of various tasks owned by Underwriters, Brokers, and AXA XL internal network

Communicate account status to ensure completion of all tasks including premium collection as part of bound accounts

Collaborate and correspond verbally and in written format with internal and external contacts across the country, keeping in mind differences in time zones, to achieve a high level of service and meet client expectations

What you will BRING We’re looking for someone who has these abilities and skills: Required Skills and Abilities: Bachelor’s degree or related insurance experience and/or training; or equivalent combination of education and experience

Analytical, negotiation and sales/marketing skills Excellent written and oral communication skills

Excellent customer service focus is a must

Adept interpersonal skills in order to work effectively and professionally with diverse groups

Proven prioritization and time management skills with accurate results

Organizational, problem-solving and critical thinking skills

Robust collaborative skills in a fast-paced team-centric environment

Who WE are AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks

For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it

How

By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business − property, casualty, professional, financial lines and specialty

With an innovative and flexible approach to risk solutions, we partner with those who move the world forward

Learn more at axaxl.com What we OFFER Inclusion AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic

At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success

That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential

It’s about helping one another — and our business — to move forward and succeed

Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe

Robust support for Flexible Working Arrangements Enhanced family-friendly leave benefits Named to the Diversity Best Practices Index Signatory to the UK Women in Finance Charter Learn more at Inclusion & Diversity at AXA XL | AXA XL

AXA XL is an Equal Opportunity Employer

Total Rewards AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security

It provides competitive compensation and personalized, inclusive benefits that evolve as you do

We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence

Sustainability At AXA XL, Sustainability is integral to our business strategy

In an ever-changing world, AXA XL protects what matters most for our clients and communities

We know that sustainability is at the root of a more resilient future

Our 2023-26 Sustainability strategy, called “Roots of resilience”, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations

Our Pillars: Valuing nature: How we impact nature affects how nature impacts us

Resilient ecosystems - the foundation of a sustainable planet and society – are essential to our future

We’re committed to protecting and restoring nature – from mangrove forests to the bees in our backyard – by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans

Addressing climate change: The effects of a changing climate are far-reaching and significant

Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption

We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions

Integrating ESG: All companies have a role to play in building a more resilient future

Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business

We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting

AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s “Hearts in Action” programs

These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day – the Global Day of Giving

For more information, please see Sustainability at AXA XL

Applicants for this role must be legally authorized to work in the United States without sponsorship now or in the future

The U.S. base salary range for this position is USD (64,200 - 112,400)

Actual pay will be determined based upon the individual’s skills, experience and location

We strive for market alignment and internal equity with our colleagues’ pay

At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as a competitive retirement savings plan, health and wellness programs, and many other benefits

We also believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers

For more details about AXA XL’s benefits offerings, please visit US Benefits at a Glance 2026

AXA XL is an Equal Opportunity Employer.