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Engineering Manager, Banking as a Service (BaaS)
Wilmington, USAPosted Yesterday
Full-timeremote
Job Description
About Vantaca
Powered by AI, Vantaca's vision is big! We are the leading AI-native community management performance platform that enables owners and operators, community management teams, boards and associations to work smarter, faster, and with unprecedented insight. More than just accounting and management software, Vantaca is intelligent business operating software that leverages artificial intelligence to automate routine work, surface actionable insights, and help our customers increase revenue, efficiency, flexibility, and control.
Built on modern cloud architecture with a single-platform design, Vantaca combines comprehensive functionality that adapts to 100% of business processes with AI-powered automation that learns and improves over time. Our proactive AI capabilities don't just report on what happened; they predict what's coming and recommend what to do next. From intelligent document processing and predictive analytics to automated workflows and conversational interfaces, we're transforming how community management companies operate.
With seamless integrations across the software and banking ecosystem, we're building the intelligent hub for community management where AI doesn't just assist, it anticipates. Vantaca is focused exclusively on community management and is the trusted technology leader defining the AI-powered future of the community association management industry. We're building something fundamentally different, and our customers are experiencing the competitive advantage that comes from working with truly intelligent software. Vantaca just achieved unicorn status with a $1.25B valuation, so it's safe to say we're past the "scrappy startup phase." We're not just building a successful company—we're building the category-defining platform that will transform how an entire industry operates.
Overview
Vantaca is the operating system for community association management and we're building the financial infrastructure layer that makes it run. Our Banking as a Service (BaaS) platform is Vantaca's programmatic banking layer: the engine behind per-association account structures, ACH/NACHA payment rails, real-time bank file processing, and compliant fund movement at scale
Vantaca is a unicorn-stage, vertical SaaS platform purpose-built for community association management. We’re past early-stage chaos and squarely in the phase of building durable, scalable systems that will power thousands of associations and millions of homeowners
We're looking for an Engineering Manager to own and grow the BaaS pod. This is a foundational role: you'll shape how Vantaca connects to banking partners, define the API contracts that downstream teams and clients build on, and ensure every dollar we move is compliant, traceable, and reliable. If you've shipped event-driven payment systems at companies like Stripe, Modern Treasury, Increase, or Meow, or aspire to bring that caliber of engineering rigor to a high-growth vertical SaaS, this role was written for you.
BaaS is one of Vantaca’s most strategically important investments. You won’t be maintaining a legacy payments layer, you’ll be architecting a greenfield banking platform with modern tooling, real banking partners, and a tight product loop with customers who care deeply about where their money goes.
What You'll Own
Banking Infrastructure & Compliance
- Lead engineering for Vantaca’s BaaS layer, including outgoing ACH/transfers, incoming bank file ingestion, per-association account management, and real-time event processing.
- Ensure all systems meet NACHA operational rules, bank partner contractual obligations, and emerging regulatory requirements for embedded banking.
- Partner with compliance, legal, and BaaS providers to operationalize controls into the platform rather than bolting them on afterward.
- Own incident response and root cause analysis for any payment or banking system failures.
Event-Driven Architecture
- Design and evolve the event-driven architecture underpinning BaaS, from bank file arrival through ledger reconciliation and downstream notification.
- Drive reliability, idempotency, and observability standards across async payment flows; build for fault tolerance in a domain where errors have financial consequences.
- Define event contracts and schema ownership practices that allow other Vantaca pods to consume banking events safely.
API Design & Developer Experience
- Own the design and versioning of BaaS-facing APIs consumed by internal teams, partner integrations, and client-facing surfaces.
- Apply API-first thinking: define contracts before building, enforce backward compatibility, and ensure external-grade quality on APIs used by bank and property management clients.
- Collaborate with Platform and Integrations leads to establish consistent API governance standards across Vantaca engineering.
Bank & Client Onboarding
- Own the technical onboarding lifecycle for new banking partners — from integration spec through certification and production cutover.
- Build and maintain the client onboarding pipeline for associations joining Vantaca’s banking products, including account provisioning, KYC/KYB hooks, and initial funding flows.
- Work closely with Product and Customer Success to reduce time-to-live for new banking clients without sacrificing compliance.
Team Leadership
- Lead a pod of 2–5 engineers; own hiring, onboarding, performance, and career development.
- Operate within Vantaca’s Spec-Driven Development (SDD) framework — driving specs before sprints and leveraging AI-assisted development practices across the team.
- Partner with your EM peers and report into senior engineering leadership; contribute to org-wide engineering culture and standards.
Requirements
- 3–5 years of people management experience leading backend engineering teams in a product company.
- Strong backend engineering background with hands-on experience in distributed systems, event-driven architectures, and API design.
- Experience shipping or operating systems that process financial transactions, ideally ACH, wire, or real-time payments.
- Familiarity with banking compliance concepts: NACHA rules, AML/BSA basics, Reg E, and how compliance requirements translate into engineering controls.
- Proven track record of defining and evolving external or internal APIs with a developer-first mindset.
- Comfort navigating bank partner relationships and technical certifications.
Preferred
- Hands-on experience with BaaS platforms or sponsor bank integrations (e.g., Column, Increase, Unit, Sila, or similar).
- Background at a fintech-native company where payment reliability and compliance were first-class engineering concerns (e.g., Modern Treasury, Stripe, Increase, Meow, or comparable).
- Experience with event streaming infrastructure (Kafka, Azure Service Bus, or similar) in a financial context.
- Exposure to property management, HOA, or real estate tech — helpful but not required.
- Familiarity with AI-assisted development tooling and an interest in evolving SDLC practices.
Core Values
- Always Growing: Likes change and enjoys finding new ways to improve their knowledge and the platform. Always ready to learn quickly about emerging AI technologies and infrastructure patterns, helping themselves and the team grow.
- Win as a Team: Builds trust and works together by making sure everyone communicates well. Actively involved in daily platform work, working closely with engineering teams, listening to their infrastructure needs, and celebrating technical successes together.
- Accountability Starts with Me: Notices platform problems and takes personal action to solve them. Takes ownership of platform performance, reliability, and the success of internal customers building on the platform.
- Unwavering Commitment to Customer Experience: Regularly talks to internal customers (product teams, engineers), taking personal responsibility to understand what they need from the platform, address infrastructure concerns, and make their development experience better with improved platform capabilities.
- Innovate Boldly: We challenge the status quo and push technical boundaries to create meaningful change. We act with urgency and purpose, knowing that platform innovation drives our AI-native product success.
Why You Should Join Our Team
- AI-First Product Culture - Build the intelligent infrastructure that powers AI innovation at scale
- Our eNPS is +68! (Google it, that is great)
- Benefits: Medical, Dental, and Vision kick in day one
- Unlimited PTO (with a requirement for employees to take a minimum of one continuous week per year)
- 401K with Company Match
- Remote Flexible - come to the office when needed
- Great parental leave benefits
- Named on Inc 5000 list of America's Fastest Growing Private Companies
- Named on Inc 5000 Vet 100 Private Companies list multiple years in a row
- Winner of Coastal Entrepreneur Award, Technology Category
- Active employee-led Culture Committee
- Ongoing industry and professional development trainings available to all employees
- Multiple leaders on the executive committee recognized as 40 under 40 recipients for contributions to business and community
- We're playing offense to win! Our product market fit and our world-class employees make us the leader in our space. We're building something cool and people like it here
We receive many resumes for our open positions and each one is reviewed by a human being on our recruiting team. We will compare your background with the qualifications and requirements for the position.
If you are selected for an interview you will receive an e-mail from someone on our recruiting team with an @vantaca.com email address. It may take some time for us to review all of the applications so give us some time to respond. We appreciate your interest in this role.