Job Title: Business Banking Division Manager
FLSA Status: Exempt
Department: Business Banking
Hours of Operation: Monday – Friday, 7:30am – 5:30pm, Weekends as necessary
General Job Summary:
Lead a team of Business Bankers in the delivery of relationship management and new business development for clients and prospects in your Market area.
Responsible for identifying, soliciting, servicing, delivering and coordinating the delivery of a broad range of financial products and services. Proactively develop new client relationships and deliver exceptional, high-level relationship management to clients and prospects.
Organizational Duties and Responsibilities:
Supports the mission, vision and philosophy of the Bank. Complies willingly with all organizational policies and procedures.
Supports all functions that maintain compliance with regulatory agencies.
Essential Duties and Responsibilities:
Serves as a Manager/Lender, supporting a team of Business Bankers in the delivery of a broad range of financial products and services to clients and prospects
Provides a team of Business Bankers with direct support and mentoring in all facets of credit underwriting, product delivery and new business development
Leads Business Bankers in the execution of proper sales and relationship management techniques, oversee performance, provide appropriate feedback and support their growth
Evaluates loan requests and approve credits within approved authority
Make credit recommendations to Executive Management
Analyzes financial condition of clients and prospects to determine capacity for credit obligations
Negotiates credit terms and conditions to properly manage the Bank’s exposure to risk and ensure sufficient return
Other Functions:
Serves on internal Bank committees for review of policies and procedures
Supports Bank’s commitment to community involvement by serving on external charitable board of directors and by attending functions
Working Conditions:
Works in an office environment, occasional travel as needed
Minimum Job Requirements:
Education: Bachelor’s degree, preferably with a concentration in business, accounting, finance or banking/or equivalent education and related training. Will consider equivalent, applicable years of experience
Experience:
10+ years banking experience with 5 years in commercial lending capacity
2+ years of leadership experience
Specific Skills:
Sound credit underwriting skills
Strong business development skills
Strong supervisory skills
Strong interpersonal, sales and relationship management skills
Strong written, verbal and communication skills
Working knowledge of Microsoft Office desktop applications
Supervisory Responsibility: This position is responsible for managing/directing the Commercial Lending department
Physical requirements:
The physical demands described here are representative of those that must be met by an employee in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Primarily sedentary work performed in an office environment
Ability to sit for extended periods of time while working at a computer
Frequent use of hands and fingers to operate a computer, keyboard, mouse, and other office equipment
Ability to speak clearly and hear well enough to communicate with clients, team members, and vendors via phone, video, and in person
Visual acuity sufficient to read computer screens, printed documents, and financial data
Occasional standing, walking, bending, or reaching
Ability to lift and carry up to 10–15 pounds occasionally (e.g., files, office supplies)