Corporate Mortgage Loan Review Specialist II

About The Role

Summary

Glacier Bancorp’s (GBCI) Mortgage Loan Review Specialist II position is responsible for reviewing, analyzing, and processing adverse action loans within company guidelines, procedures, and regulatory policies

Understands HMDA rules, regulations, and reporting, and ensures compliance for all declined, withdrawn, and closed loans

Ensures loan quality is maintained and that procedures, guidelines, and regulations are followed. The Mortgage Loan Review Specialist II will have extensive contact with customers, vendors, and bank staff. The Mortgage Loan Review Specialist II will be in regular communication with the Corporate Mortgage Loan Admin Manager and will suggest operational improvements as needed.

 

This is a Corporate position which may be located in an available bank division across our nine-state footprint in AZ, CO, ID, MT, NV, TX, UT, WA, or WY. The entry rate for this position is $21.83 + / hour (calculated for Kalispell, MT). Click here to learn more about our bank divisions.

 

All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.

 

WA Applicants ONLY:

Spokane, WA $24.38 to $36.59 an hour.

Wenatchee, WA $24.72 to $37.09 an hour.

 

Duties and Responsibilities

 

Monitors and works the adverse action

• Completes Adverse Action Notice and sends to the applicant
• Cancels services that have been ordered on the loan such as appraisal, lock, title, and flood
• Complete review of adverse loans
• Validates HMDA reporting information for adverse and closed loans.
• Performs loan quality reviews to ensure compliance with policy, procedure, and regulation.

Request additional information/documentation as needed

• Maintain consistent and thorough communication with all involved parties including all internal and external customers and staff in a professional, courteous, and friendly manner.
• Remain current on loan programs and lending (federal and state) regulations as well as all compliance and bank policies
  

  All disclosure requirements are complete within Federal Time Limitations.

• Maintain contact with government agencies and investors to determine changes in requirements and products.
• Regularly participate in educational offerings from FHA, FNMA, FHLMC, VA, MI companies, est. to keep current and aware of changes.

About You

Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily The requirements listed below are representative of the knowledge, skill, and/or ability required Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education Required/Preferred Education Level Description Required High School Diploma / GED

Experience Required/Preferred Experience Level Description Required 3 years Mortgage loan review including HMDA and Adverse Action. Required Knowledge Of Mortgage loan program guidelines and process. Required Advanced Experience Loan quality review. Required Advanced / Specialized Knowledge RESPA and TRID compliant disclosures, HMDA reporting, and Adverse Action requirements. Required Advanced Experience Experience with loan platform software such as Encompass and ability to learn additional computer applications

Would an equivalent combination of relevant education and work experience be considered?:  No

License/Certification Required/Preferred License/Certification Description

Required Skills and Abilities Ability to multi-task and handle complex tasks efficiently Strong organizational skills. Strong analytical skills Strong attention to detail Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control Must complete the assigned online training courses and achieve a passing score by due date. Employee must be capable of regular, reliable, and timely attendance

 

Additional Requirements

Travel Occasional travel required: (less than 10 days per year) by automobile (as driver and passenger), commercial airlines, rental vehicles and public transportation and be able to lodge in public facilities.

Working Conditions Environment:  Indoors, a climate-controlled shared work area. Noise Level:  Moderate noise; not extreme or excessive; within reasonable limits. Lifting:  Sedentary work: Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body Sedentary work involves sitting most of the time Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.