Job Description
Target Range:
$20.00/Hr. - $27.00/Hr.Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.
Eligible for an Annual Discretionary Cash Bonus Target: 10%Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10%These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.
About This Job
The Funder is responsible for reviewing and funding closing documents for moderate to complex loan transactions. This role requires a strong understanding of current investor requirements and TRID (TILA-RESPA Integrated Disclosure) regulations to ensure compliance and accuracy throughout the closing process. The Funder performs a cross-functional role, supporting multiple aspects of loan closing operations based on daily pipeline needs. Success in this position requires comprehensive knowledge of mortgage closing processes, strong organizational and math skills, computer literacy, attention to detail, and the ability to adapt to changing priorities while managing multiple loans simultaneously.Responsibilities:
- Review loan files and closing packages for accuracy, completeness, and compliance with investor and regulatory guidelines
- Generate and issue Closing Disclosures (CDs) in accordance with TRID requirements
- Draw and prepare loan documents in alignment with investor specifications
- Coordinate with internal teams such as underwriting, processing, closing, and post-closing to resolve conditions and ensure timely funding/purchasing
- Identify and address discrepancies or documentation issues prior to funding
- Maintain a high level of accuracy and adherence to timelines in a fast-paced environment
- Post journal entries and board loans to servicing platform
Qualifications:
- HS Diploma required
- 1+ year of experience within Mortgage
- Experience in the closing department of a lender
- Must have in-depth knowledge of RESPA and TRID guidelines
- Capable of drawing closing documents through a third-party software (i.e. DocMagic)
- Must have the ability to handle multiple priorities and produce results
- Superb verbal and written communication skills, and interpersonal skills
- Excellent customer service and organizational skills
- Attention to detail is a must, along with a keen eye for identifying problems
- Ability to work in a team environment
- Strong math skills and computer literacy
- Ability to work under pressure, multitask and meet deadlines in a fast-paced environment
- Willingness to perform multiple functions throughout the day as the need arises
- Knowledge of investor guidelines and suspense clearance for loan purchase
Axos Employee Benefits May Include:
Medical, Dental, Vision, and Life Insurance
Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
HSA or FSA account and other voluntary benefits
401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading
About Axos
Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.
Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).
Learn more about working at Axos
Pre-Employment Background Check and Drug Test:
All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.
Equal Employment Opportunity:
Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.
Job Functions and Work Environment:
While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.
The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.
E-Verify and Right to Work Notices
Axos participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States. The E-Verify program is an internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.