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Job Description
- Responsible for reviewing loan conditions for completeness
- Support the underwriting piece of the mortgage loan approval process based on adherence to company, investor and FNMA/FHLMC requirements
- Request additional information when needed and update loan conditions
- Review and sign off on underwriting and closing conditions as they are met
- Respond to originator/processor questions regarding loan programs, clarification of loan conditions and status of loans in process
- Clear alerts and error messages in OPS that relate to credit and collateral
- Assist Underwriters and Funders with clearing conditions within scope of authority
- Perform other duties and/or mortgage related tasks as assigned by management
- High school diploma or equivalent required
- Minimum of 3 years of mortgage lending experience required, with 1 year of underwriting exposure or equivalent combination preferred
- Knowledge of the basic mortgage practices
- Able to read and interpret various loan documents such as promissory notes, regulatory and legal directives, and other loan documents
- Able to apply basic math; calculate figures and amounts such as discounts, interest, commissions, and percentages
- Basic computer skills required: word processing, Excel spreadsheets, email, and mortgage software
This employer participates in E-Verify. If hired, the employer will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.
Union Home Mortgage Corp. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.