About The Role

Summary

The Mortgage Loan Closer prepares the initial and final closing disclosure (to include review of the Seller CD) and closing package, funds the mortgage transaction, ensuring that all documents are complete, accurate, and in compliance with applicable laws and regulations.

This is a Corporate position which may be located at an available bank division in Coeur d'Alene, ID, Post Falls, ID, or Spokane, WA

The entry rate for this position is $19.12 + / per hour (calculated for Couer d'Alene, ID). Click here to learn more about our bank divisions.

All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.

WA Applicants ONLY range: Spokane $21.01 to $31.53 per hour.

Description

Maintains a professional, courteous, service oriented relationship with all parties involved in the loan process
Acts as liaison between the company, the title/escrow company, and the originator to ensure timely closing of the loan, accurate completion of all loan documents, and coordination of the closing process.
Schedules and prepares loans for closing once the Underwriter has approved the loan and conditions are cleared
Ensure closing documents and instructions are accurate by:
Reviewing fees and final figures from title/escrow, calculating cash to close, and validating loan data
Entering required data into Loan Origination System (LOS)
Delivers Closing Disclosure per proper Service Level Agreements (SLA)
Sends closing document package to title/escrow and borrower (if eClosing)
Receives in signed closing docs from title/escrow and requests funding of the loan.
Accountable for follow up for any missing or incomplete loan documentation in all files processed and/or closed.
Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.

About You

Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily

The requirements listed below are representative of the knowledge, skill, and/or ability required

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education

Required/Preferred	Education Level	Description
Required	High School Diploma / GED

Experience

Required/Preferred	Experience Level	Description
Required	1 year	Mortgage Fulfillment Experience.
Required	Beginner Experience	Experience with loan platform software such as Encompass, and the ability to learn additional computer applications.
Preferred	1 year	Closing Experience.
Preferred	Knowledge Of	FHA, VA, USDA, Conventional, Construction, and Loan Policy procedures.

Would an equivalent combination of relevant education and work experience be considered?: No

License/Certification

Required/Preferred

License/Certification

Description

Required Skills and Abilities

· Ability to multi-task and handle complex tasks efficiently

Strong organizational skills.

· Strong analytical skills.

· Strong attention to detail.

· Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.

· Employee must be capable of regular, reliable, and timely attendance.

· Employee must be capable of interacting calmly and professionally with a variety of people from diverse backgrounds at various levels within and outside of the organization.

Additional Requirements

Travel

Occasional travel required: (less than 10 days per year) by automobile (as driver and passenger), commercial airlines, rental vehicles and public transportation and be able to lodge in public facilities.

Working Conditions

Environment: Indoors, a climate-controlled shared work area.

Noise Level: Moderate noise; not extreme or excessive; within reasonable limits.

Lifting: Sedentary work: Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body

Sedentary work involves sitting most of the time

Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.

Vision

Close visual acuity to prepare and analyze data and figures, view a computer terminal, and read the computer screen, printed materials, and handwritten materials.

Corporate Mortgage Closer I

Job Description

See Your Match Score

More jobs at glacierbancorp

More jobs at glacierbancorp