Job Description
- Supports merchant communications by addressing inquiries, resolving issues, and providing timely, accurate updates to ensure a high level of service.
- Performs quality assurance reviews to ensure data accuracy, proper loan setup, and adherence to established procedures and controls.
- Troubleshoots operational, system, and merchant-related issues, identifying root causes and implementing timely resolutions in a fast-paced environment.
- Ensures adherence to Service Level Agreements (SLAs) by effectively prioritizing tasks and meeting required processing timelines.
- Assists in resolving discrepancies between merchant requests and internal records, including research and documentation to support accurate outcomes.
- Processes daily operational transactions, including batch funding files, loan advances, payments, and refunds, ensuring accuracy and timeliness.
- Prepares and transmits funding and payment files to merchants, verifying completeness and compliance with established requirements.
- Supports onboarding and setup of Merchant Financing, Floor Plan Lending, and Warehouse loans, ensuring accuracy from initial booking through system integration.
- Collaborates with cross-functional teams (e.g., Risk, Credit, and Operations) to resolve issues, improve processes, and maintain portfolio integrity.
- Maintains proper documentation and record retention in accordance with internal policies and regulatory requirements.
- Identifies opportunities for process improvement and contributes to the development of procedures, checklists, and training materials.
- Coordinates daily operational workflows, ensuring timely processing of transactions, file maintenance, and adherence to established procedures.
- Executes and supports end-to-end loan servicing activities, including funding, payments, and system updates, to maintain accurate and efficient operations.
- Cross-sells bank products and services in a professional and customer-focused manner.
- Completes all required training and stays current on system updates, procedures, and compliance requirements.
- Performs other related duties as assigned.
- Associates Degree preferred.
- 1+ years banking, clerical or loan processing experience preferred.
- Proficient in Microsoft Office.
- Must be able to multitask with a significant amount of detailed information in an accurate, timely and confident manner.
- Strong attention to detail with the ability to manage high-volume transactional workloads while maintaining accuracy.
- High level of interpersonal skills to interact with Merchants, peers and other internal departments in a professional manner.
- Ability to identify process gaps and support implementation of operational improvements.
- Strong analytical ability and problem-solving mindset.
- May be required to work earlier or later than a normal workday during acquisitions or peak seasons.
- Occasional overnight travel
- Competitive health, dental & vision coverage with HSA match
- 401(k) with employer match + Employee Stock Purchase Plan
- Generous PTO, paid holidays, volunteer & parental leave
- Tuition reimbursement & performance-based bonuses
- Visit our Total Rewards page to see our full list of benefits
Pay Range: $17.50 - $19.62 per hour
