
Mid Market Commercial Underwriter - Fleet
Job Description
About AXA: AXA is a global leader in insurance and financial services, dedicated to helping customers protect what matters most to them
As the sixth-largest insurance company in the world, we provide a wide range of services, including health, car, home, and business insurance
We support millions of customers worldwide, helping them navigate life's uncertainties with confidence
AXA Commercial protects businesses, from multinationals to micro start-ups, giving them the confidence to thrive
Job overview: Join our team in Ipswich as a Fleet Underwriter and play a vital role in driving trading results
You’ll be responsible for effectively underwriting large commercial risks within your authority, focusing on mid-market cases, while building and nurturing strong broker relationships that align with our branch objectives
If you’re passionate about delivering exceptional underwriting expertise and fostering key partnerships, this is the opportunity for you to make a real impact Key
: Underwrite existing business profitably and accurately, adhering to established practices and governance using available appetite and tools
Gather information, understand policy wordings, industry trends, and assess risks to determine appropriate premiums based on technical pricing
Develop credibility with brokers and customers through effective questioning, understanding their needs, and designing tailored solutions
Build influential relationships externally and internally, responding promptly to broker demands and keeping them informed of relevant activities
Strengthen trading relationships with brokers via visits and large case management to maximize financial results
Establish yourself as a trading expert, collaborating with intermediaries and engaging with the Underwriting Technical Centre to build confidence
Lead and participate in meetings with brokers and clients to showcase AXA’s capabilities and secure new business opportunities
Support loss ratio management by implementing underwriting controls, investigating poorly performing accounts, and increasing retention through targeted actions
Work arrangements: At AXA we work smart, empowering our people to balance their time between home and the office in a way that works best for them, their team, and our customers
You'll work at least 60% of your week away from home, at our office location in Ipswich, visiting clients or attending industry events
We’re also happy to consider flexible working arrangements, which you can discuss with Talent Acquisition
Your skills & experience: Strong technical commercial fleet underwriting expertise in a composite insurance environment
Demonstrates strong trading capability, including commercial awareness, negotiation skills, and the ability to build and maintain robust broker relationships
Pragmatic and confident decision-maker with good numerical reasoning and analytical skills, experienced in account monitoring and action planning
Sound knowledge of legislative and regulatory
for insurance, including treating customers fairly, and a good understanding of the commercial fleet insurance market
Good organisation and planning skills, enabling effective workload management and strategic decision-making
Proven experience in risk evaluation, with the ability to develop and implement effective risk management strategies
Capable of building credibility and trust with brokers and clients through professional communication and technical expertise
Cert CII / DIP
are desirable
As a precondition of employment for this role, you must be eligible and authorised to work in the United Kingdom
This position has been defined as an Insurance Distribution Directive (IDD) role under the IDD regime which means that in addition to pre-employment screening checks, the successful candidate will be subject to background screening every 4 years with an annual declaration in interim years
How to apply: To apply, click on the ‘apply now’ button, you’ll then need to log in or create a profile to submit your CV
We’re proud to be an Equal Opportunities Employer and don’t discriminate against employees or potential employees based on protected characteristics
If you have a long-term condition or disability and require adjustments during the application or interview process, we’re proud to offer access to the AXA Accessibility Concierge
For our support, please send an email to [email protected]
We encourage you to apply for this opportunity as soon as possible, as we may close this advert earlier than the listed closing date. #LI-Hybrid