Internship - Credit Risk Analyst Corporate (M/F)

Within the Credit Risk department, you will analyze credit requests for Corporate and Institutional customers and conduct their annual reviews. This activity will be performed within the framework of the Bank policies / procedures and the respect of the regulatory environment. “3 lines of defense” model: Within Risk Management department, you will be part of the second line of defense (alongside Compliance department) which provides rules, policies and guidelines for the first line of defense, i.e. the teams directly working with our clients. The third line of defense, through our internal audit team, makes sure that the first two lines are in line with legal requirements of our supervisors and the risk appetite of the Bank. Your next challenge: You identify the risks related to the counterparties and transactions presented and formalize an opinion, aiming at facilitating the decision-making of the competent credit authorities. You are familiar with financial statements and have a good knowledge in economics/finance in order to carry out internal credit ratings. You analyze P L, balance sheets, current future cash flows, business plans and are able to challenge the company management or front office assumptions. You work closely with the Front Officers and support them for the structuring of their credit files. You ensure the strict application of the credit risk procedures and guidelines.