Senior Exposure Analyst - Cyber & Liability
Job Description
General Job Title: Senior Exposure Analyst Division: Exposure Management – Underwriting Reports To: Exposure Management Cyber & Specialty Risks Lead Key Relationships: Exposure Management team, Cyber Underwriting teams, Specialty Underwriting teams, Capital Modelling team, Ceded Reinsurance team, Risk Management teams, Data teams, Governance Committees, Third-parties (e.g. modelling vendors, reinsurance brokers) Job Summary: This role is within the Exposure Management team dedicated to catastrophe risk management for Beazley’s Cyber Risks (CR) and Speciality Risks (SR) divisions
The role will have responsibility for executing and/or overseeing core operational responsibilities for catastrophe modelling and reporting, alongside an existing Senior Exposure Analyst and with the support of multiple Analysts Key Responsibilities (including but not limited to): Cyber and Liability Modelling & Analytics: Responsible for collation of cyber and liability portfolios for monthly roll‑up processes and monitoring of risk appetites
Responsible for execution of catastrophe modelling across internal and external scenarios (including third-party models), overseeing Analysts
Responsible for execution of modelling and associated responses for cyber and liability regulatory reporting purposes, including the Lloyd’s Realistic Disaster Scenarios (RDS)
Responsible for running internal probabilistic models, under guidance from the Capital team
Provide portfolio commentary and insights for governance committees including presenting modelling results and catastrophe risk papers to governance committees
Support the development, enhancement, and maintenance of scenarios and models, including vendor models, and internal modelling methods / frameworks
Ensure data quality, completeness, and appropriateness of inputs into models, working closely with Data and Underwriting teams
Oversee the validation and reconciliation of Delegated Authority data, ensuring appropriate representation of delegated portfolios within exposure frameworks and catastrophe models
Strategic Engagement & View of Catastrophe Risk: Involved in strategic discussions on catastrophe modelling methods, including engagement with transformation projects, and overall team strategy
Keep abreast of industry good practice, market insights and regulatory expectations on catastrophe management (e.g
Lloyd’s Principles)
Engage with external stakeholders (e.g. brokers, vendors, Lloyds, regulators) on catastrophe modelling developments and expectations
Support the development and refinement of view of catastrophe risk for cyber and liability, including the development of new and existing realistic disaster scenarios (RDS)
Support the validation and challenge of third-party models and internal scenarios
Act as an exposure management Subject Matter Expert (SME) with CR and SR divisions
Operational Support & Process Management: Provide data and insights to Underwriters, Capital Modelling team, Ceded Reinsurance team, Risk teams and governance committees in a clear and digestible format
Provide cyber and liability catastrophe output and analytical support for portfolio optimisation, and underwriting decisions
Assist with ad‑hoc research, including emerging threat analysis, vendor model changes, and industry cyber and liability events
Provide ad-hoc event response support
Develop, maintain and own documentation, files and controls on cyber and liability modelling processes, tools, and governance
Provide SQL and analytics support to create or improve reporting, dashboards, automation
Identify and execute process and control improvements, including but not limited to exposure and results data
People Management: Coach and mentor more junior members of team
Contribute to the upskilling of colleagues on cyber and liability exposure management, both within the Exposure Management team and also within other teams (e.g
Underwriters)
Line management responsibilities for more junior members of staff (e.g
Analysts), including responsibility for performance management and career development of these colleagues
General: It is important that within all your interactions both internally and externally you adhere Beazley’s core values - Being Bold, Striving for Better, and Doing the Right Thing as they contribute to an internal environment of teamwork and promote a positive brand image and experience to our external customers
We also expect Beazley employees to: Comply with Beazley procedures, policies and regulations including the code of conduct which incorporates the PRA and FCA Conduct
Undertake training on Beazley policies and procedures as delivered by your line manager, the People & Sustainability or assurance teams (compliance, risk, internal audit) either directly, via e-learning or the learning management system
Display business ethics that uphold the interests of all our customers
Ensure all interactions with customers are focused on delivering a fair outcome, including having the right products for their needs
Comply with any specific responsibilities necessary for your role as outlined by your line manager, the People & Sustainability or assurance teams (compliance, risk, internal audit) and ensure you keep up to date with developments in these areas
This may include, amongst others, Beazley’s underwriting control standards, Beazley’s claims control standards, other Beazley standards and customer relationship management
Carry out additional responsibilities as individually notified, either through your objectives or through the learning management system
These may include membership of any Beazley committees or working groups
Personal Specification: Education and Qualifications Educated to A‑Level or equivalent
Degree in a relevant discipline preferred but not essential
Actuarial background is advantageous but not required
Skills and Abilities Strong numerical ability with excellent attention to detail and accuracy
Effective verbal and written communication skills, able to explain technical concepts to non‑technical audiences
Strong time‑management skills with the ability to manage competing priorities
Ability to work independently as well as collaboratively in a team environment
Problem-solving mindset with the ability to analyse issues and develop practical solutions
Knowledge and Experience 6+ years of experience in commercial insurance within exposure management, catastrophe risk or actuarial, ideally in cyber & specialty liability
Experience in managing individuals or a team (desirable) Lloyd’s insurance market experience and Lloyd’s RDS knowledge desirable
Understanding of policy structures and reinsurance structures essential
Strong technical skills essential, including advanced Excel experience
People management experience desirable (e.g. line management)
Understanding of risk management principles and application (e.g. controls) desirable
Aptitude and Disposition Self‑motivated and proactive with a passion for continuous improvement
Flexible and enthusiastic, able to adapt to evolving business needs
Professional, reliable, and committed to delivering high‑quality outputs.