Portfolio Manager - Agricultural Department

The First Bank and Trust Company is hiring an experienced Portfolio Manager to support our Agricultural Lending Division to be located in either Harrisonburg or Bridgewater, Virginia. This role is critical to ensuring the strength and quality of our loan relationships. The role involves a mix of underwriting, risk assessment, credit analysis, and loan documentation support, with a focus on managing new and renewed loan portfolios and ensuring timely loan administration. Knowledge of the cattle industry is preferred. 

 If you are highly organized, detail-oriented, have analytical skills and enjoy building relationships then we want to tell you more about the Portfolio Manager position. 

 ESSENTIAL DUTIES AND RESPONSIBILITIES: 

• Support the region’s Agricultural Lending function. 
• Assist with managing an agricultural loan portfolio, ensuring quality, profitability, and growth. 
• Complete new and renewed loan underwriting and verification of credit request packages to ensure compliance with Bank policies.
• Service as the primary contact and account manager for certain relationships. 
• Assist in underwriting credit requests and risk assessments for new and renewing loans.
• Support the creation of loan packages, commitment letters, and credit narratives.
• Maintain accurate loan files and documentation, ensuring data integrity.
• Provide customer service by resolving loan-related issues and assisting in loan closings.
• Stay informed on industry trends and economic developments affecting the portfolio.
• Monitor and manage past dues, overdrafts, and risk-grading processes for the assigned portfolio.
• Perform other duties as assigned by commercial loan officers. 

To learn more about this position and career opportunities at First Bank and Trust, then go to www.firstbank.com - Our Company - Careers. 

 MINIMUM EDUCATION AND SKILLS: 

• Bachelor’s degree in Accounting, Finance, Economics, Business Administration, or a related field.
• Minimum of 5 years of experience in portfolio management, credit analysis, loan processing or related banking field. 
• Proven expertise in financial analysis, risk management, and due diligence processes.
• Working knowledge of Excel, and Word. 
• Excellent communication skills, both written and verbal.
• Communicate effectively and conformable engaging with clients. 
• Math, analytical, and accounting skills. 

 BENEFITS:

• PTO Leave is 20 days per year earned on a monthly basis.
• First Bank and Trust recognizes11 paid holidays, when the holidays occur during the work week.
• Medical, Dental and Vision Insurance starts the 1st day of the month after hire date.
• Employees are automatically enrolled in the bank's 401K/ESOP Plan.
• First Bank and Trust provides basic life insurance coverage equal to two times an employees' base salary.
• First Bank and Trust provides long-term disability insurance coverage.

First Bank and Trust Company is an Equal Opportunity Employer EOE/AA/M/F/Disabled/Veteran