Back to jobsManage, review and approve dealer credit lines within delegated authority, using robust financial analysis, clear documentation and defined approval routes. Structure limits, terms and monitoring to support sustainable dealer growth while protecting portfolio quality. Escalate material or out-of-policy decisions to the Head of Finance & Credit with a clear recommendation.
Maintain strong understanding of the HFE Wholesale legal position (including retention of title in stock, debentures and charges over assets) and ensure appropriate, well-documented actions are taken in distressed situations, hostile terminations and recoveries to protect against loss.
Conduct regular dealer visits and reviews to assess risk, validate information and agree actions to improve portfolio quality and facility utilisation. Track actions to closure and maintain clear documentation and decision trails. Where issues arise, lead or coordinate remediation and, where necessary, engage internal/external auditors, turnaround specialists, insolvency practitioners, receivers and solicitors to deliver the best outcome for HFE.
Provide support to the Retail Operations team by underwriting Limited company proposals as appropriate.