Job Description
Under the general supervision of the Director of Commercial Credit his/her designee, he/she provides independent credit analysis of new and existing commercial & industrial, and commercial real estate loan relationships. Develops critical written analysis of new loan opportunities and review/renewal of existing portfolio credit relationships. Such duties include performing due diligence of new credit opportunities, ensuring loan requests comply with loan policies and procedures, spreading financial statements, reviewing and analyzing financial information and Borrower/Guarantor credit trends, developing detailed written analysis that is comprehensive yet concise, forming an independent judgment-based risk rating opinion, and assisting in presenting the credits for loan approval.