CONSUMER REAL ESTATE LOAN PROCESSOR

Summary: This position is responsible for providing support and assistance to Consumer Real Estate Loan Officers throughout the loan origination process. 

Essential Duties and Responsibilities include the following: (Other duties may be assigned)

• Review loan applications for completeness, accuracy, and regulatory readiness prior to disclosure
• Prepare and issue initial disclosures in compliance with all applicable federal and state regulations (including TRID timing requirements)
• Ensure accuracy of fees, loan terms, and supporting documentation prior to disclosure issuance
• Monitor and meet all required disclosure timelines
• Order appraisals, appraisal reviews, flood determinations, and credit reports
• Additional responsibilities may be assigned.

Supervisory Responsibilities

This job has no direct supervisory responsibilities.

Education and/or Experience

Minimum of high school diploma or general education degree (GED); College certificate is preferred but not required; at least 2-3 years of similar work experience. Basic knowledge of consumer real estate loan documents and regulatory requirements. Experience working in the Encompass software system is required.

Ability

Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

Skills

Ability to read, analyze, and interpret technical procedures and/or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from other employees, customers and the general public. Ability to calculate basic math figures and amounts. Ability to apply concepts of basic algebra and geometry. To perform this job successfully, an individual should have knowledge of Microsoft Internet Explorer and Microsoft Office software.

Physical Demands

This position may require long periods of standing or sitting and may include long periods of typing and repetitive motion. Candidates must possess the ability to lift and carry cash drawers, coin bags, and boxes sometimes weighing as much as 25 pounds. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Work Environment

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. The environment would be consistent with a typical business office with moderate noise, services open to the public and the ability to work in a confined area typically indoors.

All employees are required to attend training as required by GPB, as well as support the overall compliance program by complying with all laws, policies and procedures.

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state or location protected class.