Senior Underwriter, Property Large Commercial (East Zone)
Job Description
We invent the new to help the world move forward
Leveraging strategic analytics and deep insights, we develop big ideas and innovative solutions that maximize our clients’ potential, thereby fulfilling our own
Come be a part of our inspiring team and help create the future
What you’ll be doing As a Senior Underwriter, Property you will be responsible for delivering a profitable ‘Underwriting’ service to your clients
Your key tasks include: underwriting business within the agreed business plan and individual authority; supporting the business planning and forecasting process; monitoring financial exposure within outlined limits; monitoring premium income to ensure it remains within set limits; maintaining awareness of all claims advised while supporting and providing input on settlement of claims; ensuring adequate reinsurance acquired to cover specific risks; building and maintaining relationships with brokers and clients; supporting the design and structure of risks
What will your essential responsibilities include
Underwrite and service a renewal book and produce new business in accordance with business unit goals
Develop and manage underwriting strategies for both renewals and targets within your portfolio of accounts
Represent AXA XL in client meetings with senior Fortune 500 and broker senior executives
Calculate appropriate risk premium, exercise discretion and self-supported judgment in the analysis and evaluation of risk
Participate in roundtable discussions on risk assessment
Negotiate with producers within the limits of delegated authority and in accordance with established underwriting standards to achieve profit objectives
Build and enhance relationships with brokers and clients and identify and establish new distribution relationships
Maintain expertise with the products, services, priorities and target markets to more effectively enable clients to uncover hidden risks
Promote the company's expertise by participating in industry conferences and events and conducting leadership roles in client and broker meetings to educate on risk
Maintain compliance with all internal and external underwriting guidelines and legal requirements
Support the business planning and forecasting process; monitor financial exposure within outlined limits; monitor premium income to ensure it remains within set limits
Maintain awareness of all claims advised while supporting and providing input on settlement of claims
Identify and drive new product development opportunities
Effectively cross-market with other AXA XL lines; meet with brokers and insureds as required
Cultivate key broker relationships in the region to maintain a steady stream of business within our underwriting appetite
Work collaboratively in a team environment, assisting underwriters, underwriting assistants and management team
You will report to the Property Underwriting Manager
What you’ll bring We’re looking for someone who has these abilities and skills: Extensive underwriting experience of large property and multi-national accounts
Large Commercial Property insurance experience required
Bachelor’s degree (or equivalent)
Demonstrated technical knowledge and skills including product and industry
Demonstrated ability to represent AXA XL with appropriate gravitas, professionalism and sound judgment
Robust analytical and problem-solving skills as well as outstanding sales and marketing abilities
Robust organizational, time-management and multi-tasking skills combined with an outstanding work ethic
Ability to develop and understand business processes, strategy and planning Ability to work self-directed
Ability to respond to a changing environment with flexibility and innovation
Robust customer service and negotiation skills
Who we are AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks
For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it
How
By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business − property, casualty, professional, financial lines and specialty
With an innovative and flexible approach to risk solutions, we partner with those who move the world forward
Learn more at axaxl.com What we offer Inclusion AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic
At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success
That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential
It’s about helping one another — and our business — to move forward and succeed
Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe
Robust support for Flexible Working Arrangements Enhanced family-friendly leave benefits Named to the Diversity Best Practices Index Signatory to the UK Women in Finance Charter Learn more at axaxl.com/about-us/inclusion-and-diversity
AXA XL is an Equal Opportunity Employer
Total Rewards AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security
It provides competitive compensation and personalized, inclusive benefits that evolve as you do
We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence
Sustainability At AXA XL, Sustainability is integral to our business strategy
In an ever-changing world, AXA XL protects what matters most for our clients and communities
We know that sustainability is at the root of a more resilient future
Our 2023-26 Sustainability strategy, called “Roots of resilience”, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations
Our Pillars: Valuing nature: How we impact nature affects how nature impacts us
Resilient ecosystems - the foundation of a sustainable planet and society – are essential to our future
We’re committed to protecting and restoring nature – from mangrove forests to the bees in our backyard – by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans
Addressing climate change: The effects of a changing climate are far-reaching and significant
Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption
We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions
Integrating ESG: All companies have a role to play in building a more resilient future
Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business
We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting
AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s “Hearts in Action” programs
These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day – the Global Day of Giving
For more information, please see Sustainability at AXA XL
The U.S. base salary range for this position is USD 107,600 – 209,100
Actual pay will be determined based upon the individual’s skills, experience and location
We strive for market alignment and internal equity with our colleagues’ pay
At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as a competitive retirement savings plan, health and wellness programs, and many other benefits
We also believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers
For more details about AXA XL’s benefits offerings, please visit US Benefits at a Glance 2026.