
Executive Underwriter- Home Office, Commercial Bond
Job Description
Our ambition is to unlock a more sustainable and prosperous tomorrow by helping businesses navigate the world’s risks
In the Americas, we’ll live up to that ambition by delivering value far beyond the insurance policies we provide
We’re confronting our clients’ risk management challenges by finding solutions that further their strategic goals and help them build more sustainable, thriving businesses
We have an exciting opportunity for an Executive Underwriter to join an established underwriting team in a rapidly growing and dynamic segment
The individual will be responsible for servicing a renewal book and producing new business through exceptional underwriting practices throughout North America
What you’ll be doing What will your essential
include
Lead complex underwriting referrals for accounts that exceed the authority limits of underwriters and managers, providing expert guidance and decision-making support
Collaborate with the Head of Commercial Bonds (HCB) to shape, refine, and implement the strategic vision for the division, including the development of innovative bond products and long-term growth initiatives
Drive the review and enhancement of Commercial Bond Rules, Guidelines, and Policies, recommending adjustments to optimize operational efficiency, risk management, and market competitiveness
Oversee the refinement of bond pricing models, PML assessments, and risk evaluation frameworks in partnership with Underwriting Managers, the Head of Risk, PRCB Pricing Actuaries, and HCB
Lead the internal audit and review processes across underwriting units in the Americas to ensure technical compliance, robust underwriting controls, and appropriate claims handling practices
Act as a key liaison with Regulatory Compliance to interpret, communicate, and implement changes related to SFAA and other regulatory
, ensuring adherence across the organization
Drive the development of new products, including reviewing bond wordings and indemnity agreements, working closely with General Counsel to mitigate legal and operational risks
Design and deliver advanced training programs for risk analysts, underwriters, and underwriting support teams, fostering continuous professional development aligned with best practices
Analyze industry resources (e.g., SFAA, NASBP), interpret underwriting bulletins and alerts, and disseminate critical insights to the team to support informed decision-making
Prepare and present comprehensive reports on underwriting portfolio performance, risk metrics, and financial results to senior management, facilitating strategic planning and performance monitoring
Regularly review market trends, emerging risks, and operational data with HCB to identify new opportunities and support the achievement of underwriting targets
Establish and maintain service standards, performance metrics, and quality assurance procedures to uphold underwriting excellence and customer service standards
Represent the Commercial Bonds division in strategic initiatives, including the development of IT solutions such as DIVA and AXAXL Surety Online, ensuring alignment with business needs
Lead special projects, cross-departmental collaborations, and interactions with claims, legal, and regulatory teams to support organizational objectives and innovation initiatives
What you’ll bring We’re looking for someone who has these abilities and skills: Required Skills and Abilities: Extensive experience in commercial bond underwriting and strong understanding of insurance principles and regulations The ability to travel a minimum of 15% of the time is anticipated
Desired Skills and Abilities: Exceptional organizational and time management skills with the ability to perform accurate mathematical calculations
Outstanding collaborative skills in a fast-paced team-centric environment
Excellent interpersonal, presentation, written and verbal communication skills
The ability to demonstrate critical thinking, decision making, and problem-solving skills
AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks
For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it
How
By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business − property, casualty, professional, financial lines and specialty
With an innovative and flexible approach to risk solutions, we partner with those who move the world forward
Learn more at axaxl.com What we offer Inclusion AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic
At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success
That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential
It’s about helping one another — and our business — to move forward and succeed
Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe
Robust support for Flexible Working Arrangements Enhanced family-friendly leave
Named to the Diversity Best Practices Index Signatory to the UK Women in Finance Charter Learn more at Inclusion & Diversity at AXA XL | AXA XL
AXA XL is an
Employer
Total Rewards AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security
It provides competitive
and personalized, inclusive
that evolve as you do
We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence
Sustainability At AXA XL, Sustainability is integral to our business strategy
In an ever-changing world, AXA XL protects what matters most for our clients and communities
We know that sustainability is at the root of a more resilient future
Our 2023-26 Sustainability strategy, called “Roots of resilience”, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations
Our Pillars: Valuing nature: How we impact nature affects how nature impacts us
Resilient ecosystems - the foundation of a sustainable planet and society – are essential to our future
We’re committed to protecting and restoring nature – from mangrove forests to the bees in our backyard – by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans
Addressing climate change: The effects of a changing climate are far-reaching and significant
Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption
We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions
Integrating ESG: All companies have a role to play in building a more resilient future
Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business
We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting
AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s “Hearts in Action” programs
These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day – the Global Day of Giving
For more information, please see Sustainability at AXA XL
The U.S. base
range for this position is USD $132,200 - $257,100
Actual pay will be determined based upon the individual’s skills, experience and location
We strive for market alignment and internal equity with our colleagues’ pay
At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer
such as a competitive retirement savings plan, health and wellness programs, and many other
We also believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers
For more details about AXA XL’s
offerings, please visit US
at a Glance 2026.