Disclosure Analyst

Job Summary The primary purpose of the centralized Disclosure Analyst is to have a handle all loan file initial disclosures and re-disclosures in order to ensure compliance with all regulatory requirements.  This position will issue all initial disclosures and re-disclosures. Essential Duties and Responsibilities Issues initial and subsequent re-disclosures to consumers for multiple loan types in multiple states. Responds and addresses all lock extension & relock requests, requesting appropriate locks from Secondary along with determining responsible party for any fees incurred for extension/relock Handles all Adverse Actions scenarios, generating documents to issue to borrowers Performs other duties as assigned. Position Requirements Education High school diploma or equivalent required Experience Minimum of 3 years of mortgage lending experience, specifically issuing disclosures/re-disclosures required Functional/Technical Skills Working knowledge of mortgage loan documents, loan origination program and underwriting guidelines. Proficient in all compliance-related regulations governed by applicable federal, state and local consumer protection laws. Effective written and verbal communication skills Strong attention to detail Well organized with the ability to multi-task Demonstrates strong time management skills with the ability to meet deadlines Works well with others. Strong mathematical skills. Moderate PC skills (MS Office products) and experience with mortgage origination systems High school diploma or GED equivalent required Environmental/Physical Demands Work is typically performed in a standard office environment. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to sustain predictable work attendance, communicate with others, frequently required to stand, walk, sit, and use arms, hands and fingers to reach, handle or touch. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, and ability to adjust focus. Pursuant to the Americans with Disabilities Act, reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required of an employee. The Company reserves the right to amend or modify this document at any time and without notice.