MAC Credit Analyst

Job Title

MAC Credit Analyst

Job Description

Rabobank is the world’s leading specialist in food and agribusiness banking. One of our key strengths lies in our kaimahi (employees) who have a deep understanding of agriculture and are committed to adding long-term value for our clients.

Our purpose is clear of growing a better New Zealand together. Our commitment to our employees and customers is at the heart of everything we do.

We’re looking for a talented MAC Credit Analyst to join our Major Agribusiness Clients (MAC) team, working alongside some of New Zealand’s largest and most complex agribusiness operations.

About the role | Mō te tūranga

This is more than just a credit role. As a MAC Credit Analyst, you’ll be a trusted partner within a high-performing deal team, playing a critical role in structuring and evaluating lending opportunities that support our clients’ growth and long-term success.

You’ll collaborate closely with MAC Managers and Relationship Analysts to:

• Deliver high-quality credit analysis and submissions
• Structure lending solutions tailored to complex agribusiness clients
• Provide strategic insights into financial performance, risk, and opportunity
• Support business growth by enabling informed and confident lending decisions

You’ll also bring your expertise to the wider team, mentoring others and contributing to a culture of continuous improvement.

What You’ll Be Doing

• Lead the preparation of detailed, high-quality credit submissions for complex deals
• Analyse financial performance, forecasts, and key risks with a critical eye
• Assess business, industry, and structural risks (including sustainability considerations)
• Recommend appropriate lending structures, covenants, and conditions
• Partner with deal teams to deliver seamless, client-focused outcomes
• Identify emerging risks and proactively contribute to portfolio quality
• Build strong relationships with clients, internal stakeholders, and external partners
• Support a collaborative, high-performing team environment

About you | Ō pūkenga

You’re commercially savvy, naturally analytical, and thrive in a collaborative environment. You enjoy working on complex transactions and are confident navigating both detail and big-picture thinking.

You’ll bring:

• At least 3 years’ experience in banking, finance, or agribusiness
• Strong financial analysis and credit writing capability
• A solid understanding of lending structures and risk frameworks
• A passion for agribusiness (experience in the sector is a bonus!)
• Excellent communication skills and attention to detail
• The ability to build trusted relationships and influence outcomes
• A relevant tertiary qualification (agriculture, finance, or business)

If you are interested in Growing a better New Zealand together (kia ngātahi te tipu o Aotearoa) please follow the link and apply online or visit www.rabobank.co.nz./careers.

Applications close Tuesday 7 July 2026

In return we can offer you:

This is a fantastic opportunity to join a values-driven organisation with an ambitious growth strategy. We have a workplace culture that our people are proud of, where we embrace inclusion and belonging and strive to deliver positive experiences for our people and clients. 

In addition to a competitive salary, we offer a range of perks and benefits, including personal and professional development opportunities, health and wellbeing initiatives, additional leave benefits, a flexible workplace and insurance and financial benefits. 

Our Values | ō mātou uara

Rabobank believe embracing inclusion, equity and belonging delivers positive experiences for our people and clients.  Our great working conditions, broad learning and development programmes and the opportunity to work together for the greater good are reasons why our employees love working here.

At Rabobank New Zealand, we are committed to our values; we are client-driven, we take responsibility, we are professional and cooperative.   We have an open culture, where you can be yourself and be valued for who you are.  All qualified applicants will receive consideration for employment without regard to ethnicity, sex/sex characteristics, gender (Inclusive of all genders), gender expression, sexual orientation, religion, disability, age, or other diversity characteristics not mentioned.  We are proud to be an equal opportunity employer. Together, we can grow a better world.