Credit Portfolio Manager (M/F)

Your next challenge: Provide first line of defence oversight to the constituent credit risks in BIL’s credit portfolio across all business lines (WM CIB) and different credit asset classes (Corporate Acquisition financing, Real estate financing, Net Asset Value Credit financing) and handle Loan Agency tasks, where necessary. Provide analysis and insight in relation to credit risks across all dimensions (e.g. projects, cash flow, industry, product, rating, valuation, etc.). Contribute to credit portfolio analysis and management, providing senior management with relevant insights to key and emerging risks. Work closely with the Corporate Finance experts to support the Corporate Finance mandates (including closings) and in the implementation of the strategy for this activity within the Bank. Contribute to a regular and proactive monitoring of BIL’s credit portfolio in close interaction with internal (e.g. legal, risk) as well as external stakeholders (e.g. clients, external advisors) during the origination/closing phase and post-closing. Manage the entire annual credit review process for each transaction in the scope of the Credit Portfolio Manager Analyse and explain key metrics, trends, axes of analysis Support the Corporate Finance Experts in signings / closings of new transactions (+ be a key actor of the origination process) Analyse the portfolio to provide strategic information to BIL’s senior management Explain variations and highlight strategic information from a business as well as risk point of view Give a forward-looking view on the portfolio, considering the overall economic and financial market environment Present analyses, key findings and recommendations to the appropriate decision-making bodies in order to enable informed decision making Monitor the sectoral limit’s consumptions Anticipate changes by liaising with RISK, LEGAL streams on portfolios’ evolutions (waiver, amendment, etc.) Contribute to the transformation of the team´s processes by playing an active role in the context of new projects Ensure a robust permanent control framework to deliver reliable and consistent analysis in a timely manner Liaising with external professionals (financial advisors/banks/debt funds/lawyers, etc.) Act as Facility Security Agent in syndicated financings, being the first point of contact for the borrowers, as well as the co-lenders when appropriate.