Job Description
Job ID 2026-14477 Job Title GI Risk Officer Location Philippines, Head Office Reporting to (Role) Direct: TBD Indirect: TBD Main Purpose of the Job Ensure the identification of all GI underwriting, claims, and facultative reinsurance risks embedded into the business
Ensure monitoring and reporting of key risks relating to underwriting, claims, and facultative reinsurance and their potential impacts to senior management
Ensure alignment of Underwriting and Claims actions with strategic and emerging risk mitigation actions Ensure compliance with Group SII Policies – including but not limited to the following: Group Underwriting & Reserving Policy, Group Reinsurance Policy
Key Accountabilities Provide an independent second opinion on UW and RI referrals and application letters
Perform ad-hoc UW file reviews (e.g. referrals review, large accounts, etc.) and ad-hoc Claims File reviews (e.g. open/closed file review, ex-gratia, large and sensitive claims, litigated claims, fraud claims, and RI claims) Validate proposed amendments to the local relevant guidelines for Underwriting (e.g
UW Guidelines, delegated UW authorities, local restricted risks, referral checklist) and Claims (e.g
Claims Manual, delegated claims authorities, Claims Committee ToR, Fraud Strategy & Manual)
Review the UW Referrals Second Opinion guidelines
Ensure compliance of UW and RI actions with the Per Risk and Per Event Risk Appetite limits Analyze UW monitoring reports, e.g. systemic risk exposures (NDBI, cyber, communicable disease), UW post-audit results, top risks, etc. and Claims monitoring reports, e.g. large and sensitive claims, under litigation, fraud, ex-gratia, RI claims, etc.) Support the effectiveness testing of internal controls on UW and Claims macro process Communicate and opine on the company’s underwriting and claims risks to the Management, e.g. recommendations from ad-hoc underwriting and claims reviews to GITC or LRC
Act as the primary local entity liaison for Group and IMa on underwriting and claims risk topics, e.g
IDR follow-ups, underwriting, and claims data submissions to GRM and IMa
Facilitate business partnering discussions through monthly catch-ups with Underwriting, Claims, and Facultative RI teams
Key Customers Internal Underwriting Team, Claims Team, Facultative Reinsurance Team, GI Operations Risk Team, and Fin Risk Team
External International Market and Group Risk Management Experience and Qualifications At least 5-year experience in non-life insurance industry specifically with Underwriting and Claims background
Good understanding of GI underwriting, reinsurance and claims processes, operations, and regulations
Highly analytical with very good problem-solving skills Strong interpersonal and presentation skills with the ability to build mutually beneficial internal and external relationships
Ability and desire to work effectively in a team-oriented environment with other risk managers, underwriters, reinsurance, and claims personnel
Ability to present complex ideas/analysis to a range of internal stakeholders with varying backgrounds; ability to present key results in a factual concise format, communicate and persuade members of senior management
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