Job Description
Overview The Product Line Lead for Cargo collaborates with the Head of Ocean Marine to shape the product strategy, monitor portfolio performance, and govern AXA XL’s Cargo line within Ocean Marine
This role partners with underwriting, risk control, claims, regulatory & compliance, legal, and cross-functional teams to design, launch, and maintain competitive products and underwriting guidelines that deliver profitable growth, regulatory compliance, and superior client outcomes
The role also mentors and develops talent within the Cargo product cohort and represents AXA XL in industry forums, broker engagements, and client conversations
What you’ll be doing What will your essential responsibilities include
Engage across the Cargo product line to support the strategy and portfolio performance for cargo transit and stock throughput
Help set pricing approaches, risk appetite, product governance, and guidance to enable profitable growth and market competitiveness
Partner with underwriting leadership to develop and maintain underwriting guidelines, policy language, endorsements, and quality audits; ensure alignment with regulatory requirements and internal controls; translate strategy into actionable practices
Manage the product lifecycle from ideation through launch and ongoing refinement in collaboration with actuaries, pricing, and analytics to monitor performance, identify opportunities, and implement improvements
Monitor market trends, competitor offerings, and client needs to keep cargo at the forefront; proactively identify cross-sell opportunities and integrated solutions with other AXA XL lines
Work with cross-functional teams (Risk Control, Claims, Legal, Regulatory & Compliance, Reinsurance, Marketing) to align on product positioning, disclosures, risk management plans, and client communications
Mentor and develop talent within the Cargo product team and across Underwriting; identify training needs and deliver targeted modules
Coordinate portfolio management and governance for the Cargo book, focusing on loss prevention, risk selection discipline, and adherence to underwriting guidelines
Represent AXA XL Cargo at industry events, conferences, broker meetings, and with insureds to strengthen market presence and partnerships
Collaborate with Global Ocean Marine leadership and other regions to share best practices, opportunities, and strategic initiatives
Ensure timely execution of regulatory filings, disclosures, and information requests related to Cargo products
You will report to Head of Ocean Marine
What you’ll bring We’re looking for someone who has these abilities and skills: BA/BS degree or equivalent; professional designations such as CPCU, RPLU, ARM, or equivalent preferred
Extensive Cargo underwriting, product development, and regulatory/filing experience; proven ability to translate technical underwriting knowledge into actionable product guidelines and training
Demonstrated leadership and people-management skills, with the ability to influence across functions and at all levels
Robust communication and collaboration skills; ability to draft policy language and concise product documentation
Strategic, data-driven thinker with market awareness and the ability to manage competing priorities
Familiarity with cross-sell opportunities and integrated product solutions within a global marine context
Willingness to travel as needed to meet with clients, brokers, and internal partners
Who we are AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks
For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it
How
By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business − property, casualty, professional, financial lines and specialty
With an innovative and flexible approach to risk solutions, we partner with those who move the world forward
Learn more at axaxl.com What we offer Inclusion AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic
At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success
That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential
It’s about helping one another — and our business — to move forward and succeed
Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe
Robust support for Flexible Working Arrangements Enhanced family-friendly leave benefits Named to the Diversity Best Practices Index Signatory to the UK Women in Finance Charter Learn more at Inclusion & Diversity at AXA XL | AXA XL
AXA XL is an Equal Opportunity Employer
Total Rewards AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security
It provides competitive compensation and personalized, inclusive benefits that evolve as you do
We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence
Sustainability At AXA XL, Sustainability is integral to our business strategy
In an ever-changing world, AXA XL protects what matters most for our clients and communities
We know that sustainability is at the root of a more resilient future
Our 2023-26 Sustainability strategy, called “Roots of resilience”, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations
Our Pillars: Valuing nature: How we impact nature affects how nature impacts us
Resilient ecosystems - the foundation of a sustainable planet and society – are essential to our future
We’re committed to protecting and restoring nature – from mangrove forests to the bees in our backyard – by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans
Addressing climate change: The effects of a changing climate are far-reaching and significant
Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption
We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions
Integrating ESG: All companies have a role to play in building a more resilient future
Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business
We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting
AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s “Hearts in Action” programs
These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day – the Global Day of Giving
For more information, please see Sustainability at AXA XL
The U.S. base salary range for this position is USD 132,200-257,100
Actual pay will be determined based upon the individual’s skills, experience and location
We strive for market alignment and internal equity with our colleagues’ pay
At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as a competitive retirement savings plan, health and wellness programs, and many other benefits
We also believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers
For more details about AXA XL’s benefits offerings, please visit US Benefits at a Glance 2026.