Senior Credit Risk Restructuring Analyst (M/F)

Your next challenge : The Intensive and Specific Management (GIP) unit, dedicated within Credit Risk Management to handling potentially problematic loans and counterparties, helps to reduce credit risk through a proactive approach while attempting to minimize potential losses for the Bank in the event of default. The team is looking for a Credit risk restructuring analyst who will be working on different segments: Corporate, Real Estate, Wealth Management and Retail. As the centralizing element of Credit Risk Management, the GIP team is responsible for: Taking primary responsibility for managing potentially problematic loans and defaulted exposure which includes effective coordination with different internal stakeholders : Relationship Management, Legal Department, Back Offices, Credit Risk Management department and, where appropriate, Compliance Presenting to Credit Committee a concise view/overview of problem loan situations, including file strategy, assessment of options and recommendation. In collaboration with the Relationship manager, negotiate and implement long-term restructuring solutions, take a lead in negotiations with clients and potential other lenders. Implementation and monitoring of the action plan approved by Default Committee including in specific cases documentation execution. Preventive detection of (potentially) problematic loans through assessment of early warning indicators Daily Monitoring excesses and overdrafts including collateral deficit management. Carrying out provision assessments on non-performing loan cases. Preparing supervision lists (Special Mention, Watchlist, NPL, Forbearance) Effective data management in connection with cases in restructuring before default Participation in the development of monitoring guidelines or forbearance and non-performing procedures and policies, support and control systems, and working tools.