Senior Credit Risk Analyst (M/F) (Midcorp & Real Estate Team)

Your Mission: The Senior Credit Risk Analyst will be responsible for assessing and managing credit risk associated with real estate and mid-corporate clients. This role involves conducting thorough credit analyses and ensuring compliance with regulatory standards while supporting the bank’s growth initiatives in the real estate and corporate lending sectors. Your Next Challenge: Assess loan applications for commercial clients by evaluating credit risk and performing annual reviews of counterparties and projects (ADC and IPRE) across various segments. Review financial statements , including balance sheets and projected cash flows, and participate in the assessment of counterparty or Projects ratings. Identify and analyze risks related to borrowers and transactions, and provide clear, well‑founded recommendations to support decision‑making bodies. Support the Front Office by assisting in loan structuring, advising on credit risk matters, and determining appropriate collateral levels. Ensure full compliance with internal credit risk policies, procedures, and regulatory guidelines.