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Job Description
Why Broadway Bank: We are one of the largest independently owned banks in Texas with offerings in personal and private banking, wealth management, business banking and mortgage lending. Position Overview: The Portfolio Manager II supports Commercial Industrial (C I), Commercial Real Estate (CRE), Business, and Private Banking Relationship Managers (RMs) by administering credit relationships. This role is directly responsible for the daily management, underwriting, credit approval, closing, and post-closing monitoring of existing and prospective loan relationships. As the primary liaison between the RMs and Credit Administration, this position ensures the efficient delivery of credit products to bank clientele. Essential Functions: Conducts underwriting of existing and new credit exposures for Commercial, Business, and Private Banking opportunities, ensuring adherence to credit policies and standards. Manages the credit portfolio for assigned Relationship Managers, including the reduction of past-due loans, timely renewals, minimizing reporting exceptions, and monitoring financial covenants and collateral exceptions. Assists in structuring credit facilities to mitigate identified risks, ensuring compliance with regulatory and bank guidelines. Serves as a subject matter expert for credit administration, providing training and mentoring to credit analysts to enhance their skills and knowledge. Acts as a key team member within the Dallas market, focusing on internal processes to enhance the efficiency of bankers in their external engagements. Supports the analytical needs of the Special Assets Committee for all Commercial, Business, and Private Banking loans within the Dallas portfolio. Ensures thorough documentation and accuracy in all credit-related transactions, including the preparation of credit memorandums and risk assessments. Collaborates with the RMs to identify potential credit risks and develop strategies to mitigate these risks. Monitors market trends and economic indicators that could impact the creditworthiness of the bank’s clientele, providing insights to the RMs and Credit Administration. Participates in loan reviews and audits, ensuring that the portfolio meets the bank's risk appetite and regulatory requirements. Performs other duties as assigned to support the overall goals of the Dallas team. This position may require travel within the Bank’s geographic area.