Job Description
The ICD Closer is responsible for the accuracy and delivery of the Initial Closing Disclosure. The Initial Closing Disclosure must be issued to the borrower within three days of the closing date, providing borrowers with detailed information about all costs associated with their loan.
The ICD Closer Position is part of the Closing Training Program taking an entry-level partner and moving them up within the department to a Final Closer Position (Final Closers are responsible for the accuracy and delivery of the Closing Package that is signed by the Borrower).
At UHM, we understand diversity comes in many different forms. It’s our commitment to improve inclusion in the workplace through programs and policies that establish a positive and inclusive environment where every Partner, regardless of their background, can grow and excel. We value diversity, educate on equity, and create inclusive partner opportunities to ensure that you know #UBelongAtUHM!
DUTIES & RESPONSIBILITIES
- Reviews the Title Commitment for accurate vesting
- Review the Homeowners Policy and Tax Certificate to set up the Escrow Account
- Thoroughly reviews loan files for data accuracy
- Proficient in all loan types such as FHA, VA, RD, CONV
- Verifies wiring instructions with our title companies
- Obtains Final Verifications of Employment
- Expectation of 16 to 20 ICDs per day
EDUCATION & EXPERIENCE
- High school diploma or equivalent
SKILLS REQUIRED
- Professional, organized and able to adapt to change quickly
- Detail-oriented and skilled at multi-tasking
- Strong time management and organizational skills
- Can work with a sense of urgency when time constraints are involved
This employer participates in E-Verify. If hired, the employer will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.
Union Home Mortgage Corp. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.