Job Description
At UHM, we understand diversity comes in many different forms. It’s our commitment to improve inclusion in the workplace through programs and policies that establish a positive and inclusive environment where every Partner, regardless of their background, can grow and excel. We value diversity, educate on equity, and create inclusive partner opportunities to ensure that you know #UBelongAtUHM!
- Complete change of circumstance requests and re-disclose within allowable timeline as applicable
- Verify accuracy of fees in accordance with applicable loan program and loan purpose
- Ensure loan meets all investor, regulatory, and state compliance standards including but not limited to TRID, HOEPA, QM, HPML/High Cost, Originator Compensation, and VA Allowable/Non-Allowable Fees
- Utilize daily RESPA Redisclosure reports to ensure redisclosures are performed in a timely manner
- Re-Run AUS as needed for loan amount/rate/loan term changes
- Under general supervision, perform data entry, verification and editing of mortgage loans submitted by brokers or branches
- Address errors and inconsistencies with data while preparing files for the next phase of the approval process
- Manage the Set-Up phase of the loan approval process; meeting pipeline expectations
- Assemble documents provided by brokers into loan file
- Enter loan data in OPS system, run operational systems as needed
- Verify all data for accuracy; recognize and correct errors in source documents
- Coordinate workflow with brokers, branches, Account Executives and team
- High school diploma or equivalent required
- Minimum 3 years of experience in the mortgage industry preferred
- Deep knowledge of RESPA and TRID requirements
- Knowledge of basic mortgage practices
- Able to read and interpret documents such as promissory notes, regulatory and legal directives and other loan documents
- Able to plan and organize tasks and work responsibilities to achieve objectiv
This employer participates in E-Verify. If hired, the employer will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.
Union Home Mortgage Corp. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
