Job Description
Note: This position is located in Macon, Georgia.
Hours: 8:00 a.m. - 5:00 p.m.
Overview:
The Property and Casualty (P&C) Claims team is looking for a highly motivated, energized and positive individual. We work in a fast-paced, ever-changing environment where claim information must be processed quickly, efficiently and accurately. We take pride in providing high standards of performance to our customers and strive to exceed those standards. If you enjoy assisting people in their time of need, being customer focused and working in a team-oriented environment, then joining our P&C Claims team is the right move for you.
Responsibilities include but not limited to:
Key activities associated with the position include customer communication throughout the claim process, investigation into the applicability of policy coverage and evaluation of the loss, negotiation and settlement of the claim. Adjudication of the claim must be within company guidelines and follow all regulatory requirements associated with state insurance regulations.
Pursue the most effective means of investigating claims. Investigate, evaluate, negotiate and determine accurate loss or damage payments of financial institution claims; related products include Collateral Protection Insurance (CPI), and Vendors Single Interest (VSI).
Review and request necessary claim documentation including security agreements, loan and payment histories, underlying claim evaluations, collection notes and statements by pertinent parties to ensure an accurate and thorough settlement.
Assign damage claims to appraisers and manage process to ensure accurate damage estimates and timely inspections.
Utilize programs associated with auto valuation including CCC, Auto Appraisal information (AUDATEX), ISO, NADA, Kelley Blue Book and other adjusting tools; manage the total loss automobile valuation process and salvage requirements of each state.
Determine the appropriate application of coverage and review the Master policy, specific certificates, waiver forms and applications to determine the policy that applies and the losses that may or may not fall within the policy guidelines.
Provide prompt, effective and professional responses to borrower and lender claim inquiries.
Contribute to continuous improvement in processes in procedures.
Qualifications:
Steadfast desire to provide world-class customer service.
Excellent verbal and written communication skills, including the ability to interpret and explain complex insurance policy language.
Problem-solving and analytical ability to understand the complexities of claim situations; this includes the ability to identify issues and recommend potential solutions.
Strong team player with willingness to maintain a positive and compassionate attitude in a high volume setting.
Internal drive and initiative to learn new tasks and surpass expectations.
Solid organizational and time management skills to prioritize workload, adjust to changing priorities, and meet or exceed established deadlines.
Strong attention to detail and maintaining accuracy.
Ability to evaluate claims of up to moderate complexity, which would include interpreting policy provisions and applying policy language to individual claim losses.
Ability to analyze client issues and communicate solutions and outcomes effectively within varying levels of the organization.
Preferred Qualifications:
College degree required except in the following circumstances:
Minimum of 2 years of insurance claim processing experience.
Property & Casualty Adjuster License preferred.
Securian Financial believes in hybrid work as an integral part of our culture. Associates get the benefit of working both virtually and in our offices. If you’re in a commutable distance (90 minutes), you’ll join us 3 days a week in our offices in Macon, GA, to collaborate and build relationships. Our policy allows flexibility for the reality of business and personal schedules.
Preferred Skills:
Business, Communication, Payment Processing, Standard Operating Procedure (SOP)The estimated base pay range for this job is:
Pay may vary depending on job-related factors and individual experience, skills, knowledge, etc. More information on base pay and incentive pay (if applicable) can be discussed with a member of the Securian Financial Talent Acquisition team.
Be you. With us. At Securian Financial, we understand that attracting top talent means offering more than just a job – it means providing a rewarding and fulfilling career. As a valued member of our high-performing team, we want you to connect with your work, your relationships and your community. Enjoy our comprehensive range of benefits designed to enhance your professional growth, well-being and work-life balance, including the advantages listed here:
Paid time off:
We want you to take time off for what matters most to you. Our PTO program provides flexibility for associates to take meaningful time away from work to relax, recharge and spend time doing what’s important to them. And Securian Financial rewards associates for their service by providing additional PTO the longer you stay at Securian.
Leave programs: Securian’s flexible leave programs allow time off from work for parental leave, caregiver leave for family members, bereavement and military leave.
Holidays: Securian provides nine company paid holidays.
Company-funded pension plan and a 401(k) retirement plan: Share in the success of our company. Securian’s 401(k) company contribution is tied to our performance up to 10 percent of eligible earnings, with a target of 5 percent. The amount is based on company results compared to goals related to earnings, sales and service.
Health insurance: From the first day of employment, associates and their eligible family members – including spouses, domestic partners and children – are eligible for medical, dental and vision coverage.
Volunteer time: We know the importance of community. Through company-sponsored events, volunteer paid time off, a dollar-for-dollar matching gift program and more, we encourage you to support organizations important to you.
Associate Resource Groups: Build connections, be yourself and develop meaningful relationships at work through associate-led ARGs. Dedicated groups focus on a variety of interests and affinities, including:
Mental Wellness and Disability
Pride at Securian Financial
Securian Young Professionals Network
Securian Multicultural Network
Securian Women and Allies Network
Servicemember Associate Resource Group
For more information regarding Securian’s benefits, please review our Benefits page.
This information is not intended to explain all the provisions of coverage available under these plans. In all cases, the plan document dictates coverage and provisions.
Securian Financial Group, Inc. does not discriminate based on race, color, religion, national origin, sex, gender, gender identity, sexual orientation, age, marital or familial status, pregnancy, disability, genetic information, political affiliation, veteran status, status in regard to public assistance or any other protected status. If you are a job seeker with a disability and require an accommodation to apply for one of our jobs, please contact us by email at [email protected], by telephone 651-655-5522 (voice), or 711 (Relay/TTY).
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