Mortgage Funder

Job Summary The Mortgage Funder is responsible for reviewing loan funding documents, requesting funds, and authorizing disbursement of loans. Essential Duties and Responsibilities Reviews executed loan documents to ensure funding and regulatory compliance in accordance with federal and state regulations such as, but not limited to, RESPA, HMDA, and Fair Lending Practices. Requests and reviews funding requirements from escrow/title agent, loan processor, and/or loan originator. Initiates wire amount through bank wire system. Updates loan information on LOS as needed including signing off on funding conditions as required. Effectively communicates with borrowers and team members as well as outside entities to facilitate a prompt, efficient closing of each loan. Reads and resolves any loan compliance issues during closing/funding process. Responds to and resolves any post-closing/audit findings. Follows up and obtains initial full loan package from Title Company.  Completes all steps in LOS to deliver electronic funded loan packages to Post Closing. Performs other duties as assigned. Position Requirements Education High school diploma or equivalent required Experience Three years loan closing/funding experience in residential mortgage Functional/Technical Skills Working knowledge of HUD-1 settlement statements, FHA, VA, FNMA, and FHLMC guidelines along with title commitments, hazard and flood insurance policies Effective written and verbal communication skills Demonstrates a commitment to quality customer service Strong attention to detail Well organized with the ability to multi-task Demonstrates strong time management skills with the ability to meet deadlines Works well with others Proficient in all compliance-related regulations including RESPA Strong mathematical skills Strong PC skills (MS Office products) and experience with mortgage origination systems Environmental/Physical Demands Work is typically performed in a standard office environment. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to sustain predictable work attendance, communicate with others, frequently required to stand, walk, sit, and use arms, hands and fingers to reach, handle or touch. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, and ability to adjust focus. Pursuant to the Americans with Disabilities Act, reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required of an employee. The Company reserves the right to amend or modify this document at any time and without notice.