Mortgage Loan Assistant (Perryville Branch)

Working at The Bank of Missouri

At The Bank of Missouri we know it takes great people to support the communities we serve! We are passionate about caring for people and communities, and know how to recognize and reward our employees for their talent and contributions. When you work at The Bank of Missouri, you not only get to help others, but you also get the resources, opportunities and support to grow your own career.

About our Company

Staying in business for more than 125 years is hard. Really hard. If you think about it, we’ve endured many events, like the Great Depression and two World Wars. We’ve survived and thrived, thanks to our great customers and communities. We were founded on core values of accountability, community service and financial conservatism. Those principles are the reason we are still in business today. Caring for people and communities is our foundation! 

We’ve built a reputation of being financially secure and community focused. We are an independent community bank and fully intend to stay that way. We are big enough to accommodate any financial need, yet small enough to give every customer the personal treatment they deserve.

Here are some of the great benefits you will enjoy as a member of our team:

• Competitive Salary
• Personal paid time off and paid holidays, as eligible 
• 401K and Employee Stock Option Plan, as eligible
• Generous medical, dental, vision, life and disability insurance
• Fitness reimbursement
• Learning, development and growth opportunities

As a Mortgage Loan Assistant, you will:

• Maintain educational and professional expertise by completion of relevant on-line or in-house training, and/or through attendance at job related seminars, conferences, and workshops.
• Maintain confidentiality of customer account information. Follow established policies and procedures in responding to inquiries and requests.
• Perform full range of duties pertaining to the loan processing/closing/servicing function, including, but not limited to the following: pull system inquiries to obtain credit history information on potential borrowers, answer customer inquiries, request appropriate documentation from borrowers and other team members as necessary, prepare processing and closing documents for new and refinanced loan closings.
• Review files to ensure that proper documents and disbursements are prepared accurately for loan officer or assistant performing the closing.
• Demonstrate ability to review files before and after closing to ensure that all documents clear conditions.
• Review loan document requirements prior to and after loan closing in conformity with compliance requirements.
• Complete loan disbursements for clients timely and accurately.
• Assist in the review of various legal documents to ensure proper lien on collateral of loan client such as well agreements, trusts, title work/deeds, etc.
• Type correspondence including memos, letters, mailings and file comments.
• Read and route incoming mail and emails. Fed Ex loan documents to customers, title companies and others as needed.
• Organize and maintain file system, filing correspondence and other records utilizing Encompass, Microsoft Outlook and branch downloads file.
• Courteously answer and screen telephone calls.
• Courteously greet scheduled visitors and direct to appropriate area or person. Assist Mortgage Loan Officer in scheduling appointments with customers.
• Close HELOC and other loans as needed by mortgage loan officer.
• Notarize signatures for loan closings and customers.
• Conduct research on file history in preparation for client meeting, in response to auditory inquiries and/or to assist in file documentation.
• Assist borrowers in set up of mortgage loan payments.
• Assist mortgage loan officer with loan exceptions and communicate with appropriate team members/borrowers in that regard.
• Make copies/scan correspondence or other printed materials. Upload to appropriate file/folder. Communicate with team members when docs are available.
• Prepare outgoing mail and correspondence, including e-mail and faxes for loan officers.
• Assist mortgage loan officer in preparing for presentations and marking/business development efforts.

Qualifications for Success:

Associates Degree in business related field plus additional bank-related training and secretarial training; or three to four years related experience and/or training; or equivalent combination of education and experience.

The Bank of Missouri is an EEO employer M/F/Vets/Disabled and other protected categories