Dave vs. Goliath. We’re Dave.

Dave is a financial app on a mission to build products that level the financial playing field. It is redefining the financial landscape by leveraging technology to create an affordable, transparent, and user-centric access to liquidity for millions of Americans. As a leading innovator in the U.S. financial services sector, Dave’s digital financial platform offers products designed to meet the credit needs of those underserved by traditional financial institutions. Dave’s offerings include its flagship ExtraCash product, providing members up to $500 in short-term advances within minutes. The company is on track to launch several new product offerings in 2026, including a Buy Now Pay Later (BNPL) option.

Dave is focused on serving Americans who are financially vulnerable or living paycheck to paycheck. Dave is leading the charge in creating a new era of credit products that prioritizes speed, affordability, and accessibility, making it the go-to financial partner for those who need it most.

Who We Are

Dave is one of the leading U.S. neobanks and a pioneer in financial services, using technology to deliver banking products that are more accessible, transparent, and affordable. Our flagship product, ExtraCash, gives members access to up to $500 in short-term, interest-free advances within minutes of joining. By removing the friction and fees associated with traditional overdraft products, we’re helping millions of people access their money when they need it most.

As we continue expanding our platform across banking, payments, and credit products, we’re building systems and teams that scale responsibly while keeping member trust at the center of everything we do.

The Opportunity

We’re hiring a Senior Director, Litigation & Regulatory Enforcement to lead Dave’s litigation and adversarial regulatory response function. This is a highly strategic role reporting to the Chief Legal Officer, with broad ownership across consumer litigation, arbitration, regulatory investigations, enforcement matters, and complex disputes as Dave continues to grow.

You’ll shape how Dave approaches legal risk at scale — building the frameworks, processes, and long-term strategy that support a fast-evolving fintech platform. You’ll work closely with Legal, Compliance, Product, Risk, Operations, and executive leadership to navigate high-impact matters while helping the business make thoughtful, durable decisions.

Not everything is fully defined today, and that’s part of the opportunity. You’ll help build the function, influence how work gets done, and create systems that hold up as the company and regulatory landscape evolve.

What You’ll Build & Own

• Lead Dave’s strategy and response across consumer litigation, class actions, arbitrations, regulatory investigations, enforcement actions, and other adversarial matters

• Partner with outside counsel to develop defense strategies, oversee case management, manage budgets, and ensure high-quality legal work product

• Build scalable processes for litigation holds, discovery, document management, and regulatory response coordination

• Advise executive leadership and the Board on litigation and regulatory developments, risk exposure, settlement strategy, and potential business impact

• Develop proactive strategies with Compliance, Product, and Risk teams to identify and reduce litigation and enforcement risk across Dave’s products and operations

• Over time, help build and lead a high-performing litigation and enforcement team that can support Dave’s continued growth and product expansion

The Impact

This role sits at the intersection of legal strategy, operational scale, and member trust. Your work will help Dave navigate a rapidly evolving regulatory environment while building sustainable systems that support long-term growth and protect the member experience.

What We’re Looking For

Experience & Technical Foundation

• J.D. from an accredited law school and active bar membership in good standing

• 12+ years of legal experience, including significant experience focused on consumer financial services litigation and regulatory matters

• Deep experience managing complex litigation from inception through resolution, including class actions, arbitrations, discovery, motion practice, and trial strategy

• Demonstrated experience handling regulatory inquiries and enforcement matters involving agencies such as the CFPB, FTC, SEC, OCC, FRB, FDIC, state attorneys general, and state financial regulators

• Strong knowledge of consumer financial services laws and regulations, including TILA, TISA, EFTA, FCRA, GLBA, UDAAP, ROSCA, and related state consumer protection laws

• Experience partnering closely with cross-functional stakeholders including Product, Operations, Compliance, and executive leadership

• Strong judgment balancing legal, operational, and business considerations in complex situations

• Exceptional written and verbal communication skills, including experience presenting to executive leadership and Boards of Directors

Bonus Points

• Experience in fintech, digital banking, payments, or financial services technology

• Combination of law firm and in-house legal leadership experience

• Experience building or scaling litigation and regulatory response functions

• Familiarity with legal operations tools, AI-enabled legal workflows, and modern legal technology platforms

What Makes Someone Successful Here

You take ownership of outcomes, not just individual matters. You understand how litigation strategy, regulatory decisions, operational processes, and member experience connect across the broader business. You’re thoughtful about trade-offs, able to navigate ambiguity without creating unnecessary complexity, and focused on building systems that scale over time.

You also work collaboratively. You build trust across teams, communicate clearly in high-stakes situations, and approach feedback as a way to sharpen thinking and improve outcomes. You know how to influence across organizational levels while keeping teams aligned around practical, sustainable solutions.

What to Expect

Dave moves quickly, but thoughtfully. Priorities evolve as products grow, regulations shift, and new information emerges. In this role, you’ll have meaningful autonomy and visibility, along with close partnership from experienced leaders across Legal, Compliance, Risk, and Product.

We value clear thinking, sound judgment, and people who improve systems — not just react to problems.

Why Join Dave

• Help shape the future of consumer financial services at a growing public fintech company

• Build and influence a critical function with meaningful executive visibility

• Work on complex, high-impact legal and regulatory challenges tied directly to company strategy

• Collaborate with thoughtful, mission-driven teams that care deeply about members and sustainable growth

• Join a company focused on building products that expand financial access for millions of people

Ready to build for the underdog?

Reports to: Chief Legal Officer

Don’t let imposter syndrome get in the way of an incredible opportunity. We’re looking for people who can help us achieve our mission and vision, not just check off the boxes. If you’re excited about this role, we encourage you to apply. You may just be the right candidate for this or other roles.

Why you’ll love working here: 

At Dave, our people are just as important as our product. Our culture reflects the values that guide who we are, how we work, and what we aspire to be. Daves are member-centric, helpful, transparent, persistent, and better together. We strive to create an environment where all Daves feel valued, heard, and empowered to do their best work. As a virtual-first company, team members can live and work anywhere in the United States, except Hawaii. 

A few of our benefits & perks:

💚 Opportunity to tackle tough challenges, learn and grow from fellow top talent, and help millions of people reach their personal financial goals

💻 Flexible hours and virtual-first work culture with a home office stipend

🏥 Premium Medical, Dental, and Vision Insurance plans

👶 Generous paid parental and caregiver leave

💰 401(k) savings plan with matching contributions

📈 Financial advisor and financial wellness support

🏖️ Flexible PTO and generous company holidays, including Juneteenth and Winter Break

🎉 All-company in-person events once or twice a year and virtual events throughout to connect with your team members and leadership team

Dave Operating LLC is proud to be an Equal Employment Opportunity employer and is dedicated to cultivating a diverse and inclusive workplace. We will consider for employment all qualified applicants and do not discriminate on any basis protected by federal, state, or local law, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance relating to an applicant's criminal history.

#LI-REMOTE