Job Description

To manage Financial Resource (FRM), influence the Bank Balance Sheet on which optimized risk-reward decision making can be enabled with the ultimate goal of maximizing enterprise value through delivery of long-term sustainable earnings. Given the level of the role, a natural ability to engage at group senior management level is essential

•  Implement and operationalize Financial Resource Management (FRM) frameworks within Treasury to ensure optimal utilisation of liquidity, capital, funding, and balance sheet capacity. 
• Provide analytics and insights on balance sheet structure, risk-weighted assets (RWA), liquidity ratios, earnings quality, and overall financial resource consumption to support Treasury decision-making. 
• Contribute to Treasury’s asset and liability management (ALM) activities by supplying data-driven insights that enhance pricing, funding strategies, and balance sheet optimization. 
• Work with Segments and Group Treasury to assess adherence to FRM mandates, providing early warning signals and recommending corrective actions where necessary. 
• Manage high-risk or complex FRM-related issues within Treasury and contribute to the development and enhancement of FRM policies, frameworks, and controls. 
• Maintain the FRM secretariat function for Treasury-aligned committees, ensuring effective coordination, quality reporting, adherence to governance standards, and timely follow-up of actions. 
• Ensure Treasury’s compliance with internal financial regulations, regulatory requirements, and best-practice FRM principles. 
• Contribute to the development of Treasury’s overall budget through FRM-led insights on resource utilization, funding cost trends, and financial risk dynamics. 
• Develop and manage the tactical budget for the FRM area, ensuring expenditure control, cost efficiency, and alignment to strategic financial objectives. 
• Monitor and authorize expenditures within the FRM area, ensuring adherence to financial controls, governance requirements, and cost discipline. 
• Build strong relationships with Finance, Risk, Treasury, and business segment teams to enhance understanding, buy-in, and alignment on FRM priorities. 
• Engage in cross-functional collaboration to provide and obtain information, share insights, and ensure integrated decision-making across balance sheet, funding, risk, and portfolio management functions. 
• Represent FRM within relevant Treasury forums, contributing to discussions that shape Treasury strategy and execution. 
• Use FRM analytics to identify opportunities that enhance Treasury’s competitiveness through optimized funding, capital usage, and balance sheet strategy. 
• Monitor global and local financial markets, regulatory developments, economic conditions, and 
  Treasury-related trends; translate these into actionable FRM recommendations. 
• Support the development of strategic initiatives that enhance return on financial resources and strengthen the entity’s competitive edge in the market. 
• Promote FRM thought leadership within Treasury by sharing expertise, tools, and insights that strengthen organizational capability. 

Experience 

• 3 - 5 years' experience in a similar environment 

Knowledge and Skills  

• Experience and thought leadership in cross-Treasury disciplines a distinct advantage
• An understanding of financial markets, products and the pricing 
• An understanding of risk, accounting, economic and balance sheet fundamentals 
• Knowledge and passion to follow latest trends, news, economic environments (global and local) and ability to translate the impact of change on liquidity risk and risk appetite, and banking operations 
• Experience in analytics 
• High proficiency in Advanced Excel, VBA, PowerPoint and Word, and possess excellent communication skills (particularly written) and good organizational abilities. 
• Basic understanding of ratings and ratings methodologies 

 

Important Closing Date Note

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.

06/07/26